Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Parchman, MS
We monitor insurance prices, helping the average driver in Parchman save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Parchman
The chart below shows the cheapest car insurance company in Parchman for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Parchman Insurer | Monthly Cost |
|---|---|
| State Farm | $65 |
| Farm Bureau | $67 |
| Safeco Insurance | $69 |
| Progressive | $77 |
Savings for Every Kind of Parchman Driver
Based on our extensive insurance data, we know the average Parchman driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $303 per year by choosing the right vehicle insurance company. Some Parchman residents are paying out over $1,772 extra every year for auto insurance in Parchman. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Parchman, MS Savings / Yr. |
|---|---|
$303 |
|
$505 |
|
$394 |
|
$776 |
|
$1,798 |
|
$259 |
|
$790 |
Parchman Car Insurance vs. Mississippi
People living in Parchman pay an average of 3.74% more than the typical driver in the state. The average driver in Parchman can expect to pay about $1,008 per year, or $1,772 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Parchman for most people.
Car Insurance Prices by Parchman Neighborhood
Insurance Prices
Where is insurance cheapest within Parchman?
The map shows insurance prices in and around Parchman, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1 per year within the city boundaries, with insurance premiums ranging from a high of $1,773 to a low of $1,772. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the South parts of Parchman.Pick the Best Car Insurance Company for You in Parchman
The best car insurance provider for most drivers in Parchman
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $303 over the average Parchman car insurance company.
The best car insurance provider for Parchman drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $505 over the competition.
The best car insurance company for Parchman drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $394 better than other car insurance companies.
The best auto insurance for Parchman drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $776 less each year.
The least expensive car insurance company for new and young drivers in Parchman
In Parchman, Farm Bureau costs young drivers $1,798 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Parchman
Farm Bureau gave the largest car insurance discounts to married couples, averaging $259 saved each year compared to an average Parchman couple's premiums.
The cheapest car insurance in Parchman for drivers with bad credit
The best Parchman car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Parchman, which was better than other insurers.
The cheapest large national provider in Parchman
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Parchman driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Parchman, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Parchman
What Influences the Cost of Car Insurance in Parchman?
On average, car insurance in Parchman is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Parchman are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Parchman is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Parchman is $84 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rome: Insurance costs 0.23% more
- Whitney: Insurance costs the same
- Brooks: Insurance costs the same
- Drew: Insurance costs 1.35% more
- Sumner: Insurance costs 1.92% less
- Roundaway: Insurance costs 3.33% more
- Tutwiler: Insurance costs 5.93% more
- Webb: Insurance costs 0.96% less
- Dwiggins: Insurance costs 0.40% more
- Dublin: Insurance costs 4.12% more
Cities with Similar Populations
- Bowdoin: Insurance costs 45.94% less
- Window Rock: Insurance costs 0.06% less
- Whitney Point: Insurance costs 21.78% more
- Westport: Insurance costs 33.92% less
- Waynesburg: Insurance costs 37.58% less
- Waterloo: Insurance costs 35.05% less
- Warner: Insurance costs 2.99% less
- Volga: Insurance costs 15.80% less
- Terra Alta: Insurance costs 17.72% less
- Marengo: Insurance costs 30.47% less