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Get Cheap Car Insurance in Parchment, MI
We monitor insurance prices, helping the average driver in Parchment save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Parchment
The chart below shows the cheapest car insurance company in Parchment for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Parchment Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $106 |
| Progressive | $121 |
| State Farm | $122 |
| Safeco Insurance | $129 |
Savings for Every Kind of Parchment Driver
Based on our extensive insurance data, we know the average Parchment driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,149 per year by choosing the right vehicle insurance company. Some Parchment residents are paying out over $2,860 extra every year for auto insurance in Parchment. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Parchment, MI Savings / Yr. |
|---|---|
$1,149 |
|
$1,877 |
|
$1,661 |
|
$2,524 |
|
$2,978 |
|
$0 |
|
$0 |
Parchment Car Insurance vs. Michigan
People living in Parchment pay an average of 1.34% less than the typical driver in the state. The average driver in Parchment can expect to pay about $2,173 per year, or $2,860 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Parchment for most people.
Car Insurance Prices by Parchment Neighborhood
Insurance Prices
Where is insurance cheapest within Parchment?
The map shows insurance prices in and around Parchment, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $289 per year within the city boundaries, with insurance premiums ranging from a high of $2,878 to a low of $2,589. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Parchment.Pick the Best Car Insurance Company for You in Parchment
The best car insurance provider for most drivers in Parchment
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,149 over the average Parchment car insurance company.
The best car insurance provider for Parchment drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,877 over the competition.
The best car insurance company for Parchment drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,661 better than other car insurance companies.
The best auto insurance for Parchment drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,524 less each year.
The least expensive car insurance company for new and young drivers in Parchment
In Parchment, Geico costs young drivers $2,978 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Parchment
The cheapest car insurance in Parchment for drivers with bad credit
The best Parchment car insurance company for customer service
Recent price drops
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The cheapest large national provider in Parchment
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Parchment driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Parchment, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Parchment
What Influences the Cost of Car Insurance in Parchment?
On average, car insurance in Parchment is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Parchment is 22 minutes, which is far less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Parchment is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Parchment is $181 per month for minimum coverage and $238 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Eastwood: Insurance costs 8.57% more
- Westwood: Insurance costs 0.91% more
- Kalamazoo: Insurance costs 1.82% more
- Richland Junction: Insurance costs 7.41% less
- Richland: Insurance costs 7.31% less
- Greater Galesburg: Insurance costs 6.64% less
- Galesburg: Insurance costs 6.61% less
- Howlandsburg: Insurance costs 7.48% less
- Orangeville: Insurance costs 4.97% less
- Portage: Insurance costs 5.24% less
Cities with Similar Populations
- Black Eagle: Insurance costs 43.60% less
- Cooleemee: Insurance costs 56.71% less
- Theresa: Insurance costs 62.48% less
- Cronanville: Insurance costs 50.17% less
- Ada: Insurance costs 44.72% less
- Waimea Kauai: Insurance costs 54.83% less
- Waldo: Insurance costs 15.70% less
- Buhl: Insurance costs 45.77% less
- Briarcliff: Insurance costs 45.59% less
- Blue Eye: Insurance costs 38.60% less