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Get Cheap Car Insurance in Parishville, NY
We monitor insurance prices, helping the average driver in Parishville save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Parishville
The chart below shows the cheapest car insurance company in Parishville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Parishville Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $103 |
| Safeco Insurance | $111 |
| Geico | $116 |
Savings for Every Kind of Parishville Driver
Based on our extensive insurance data, we know the average Parishville driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $627 per year by choosing the right vehicle insurance company. Some Parishville residents are paying out over $2,104 extra every year for auto insurance in Parishville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Parishville, NY Savings / Yr. |
|---|---|
$627 |
|
$400 |
|
$799 |
|
$809 |
|
$1,981 |
|
$663 |
|
$1,056 |
Parishville Car Insurance vs. New York
People living in Parishville pay an average of 13.23% less than the typical driver in the state. The average driver in Parishville can expect to pay about $1,526 per year, or $2,104 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Parishville for most people.
Car Insurance Prices by Parishville Neighborhood
Insurance Prices
Where is insurance cheapest within Parishville?
The map shows insurance prices in and around Parishville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $278 per year within the city boundaries, with insurance premiums ranging from a high of $2,312 to a low of $2,034. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Parishville.Pick the Best Car Insurance Company for You in Parishville
The best car insurance provider for most drivers in Parishville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $627 over the average Parishville car insurance company.
The best car insurance provider for Parishville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $400 over the competition.
The best car insurance company for Parishville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $799 better than other car insurance companies.
The best auto insurance for Parishville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $809 less each year.
The least expensive car insurance company for new and young drivers in Parishville
In Parishville, Progressive costs young drivers $1,981 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Parishville
Progressive gave the largest car insurance discounts to married couples, averaging $663 saved each year compared to an average Parishville couple's premiums.
The cheapest car insurance in Parishville for drivers with bad credit
The best Parishville car insurance company for customer service
Nationwide was the best company for customer service in Parishville according to the NAIC.
Recent price drops
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The cheapest large national provider in Parishville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Parishville driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Parishville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Parishville
What Influences the Cost of Car Insurance in Parishville?
On average, car insurance in Parishville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Parishville are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Parishville is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Parishville is $127 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pickettville: Insurance costs 1.71% less
- Parishville Center: Insurance costs 3.23% less
- High Flats: Insurance costs 3.04% less
- Hopkinton: Insurance costs 3.37% less
- West Parishville: Insurance costs 2.47% less
- South Colton: Insurance costs 0.05% more
- Colton: Insurance costs 1.00% less
- West Stockholm: Insurance costs 4.23% less
- Nicholville: Insurance costs 3.23% less
- Cook Corners: Insurance costs 1.00% less
Cities with Similar Populations
- Hawkeye: Insurance costs 13.02% less
- Spainville: Insurance costs 41.49% less
- Howardwick: Insurance costs 7.08% less
- Hooker: Insurance costs 46.67% less
- Holyoke: Insurance costs 22.58% less
- Holliday: Insurance costs 15.40% less
- Hoblitzell: Insurance costs 34.46% less
- Helena: Insurance costs 31.08% less
- Healing Springs: Insurance costs 25.24% less
- Hazel Run: Insurance costs 13.36% less