Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Park Central, Orlando, FL

We monitor insurance prices, helping the average driver in Park Central save up to 34.6% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Park Central

The chart below shows the cheapest car insurance company in Park Central for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.

 
Park Central Insurer Monthly Cost
Geico $136
State Farm $144
Gainsco $188
Bristol West $188

Savings for Every Kind of Park Central Driver

The table shows how much the average auto insurance customer in Park Central might save by following our recommendations.

Based on our extensive insurance data, we know the average Park Central driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $833 per year by choosing the right vehicle insurance company. Some Park Central residents are paying out over $2,848 extra every year for auto insurance in Park Central. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Park Central Car Insurance vs. Orlando

People living in Park Central pay an average of 7.82% more than the typical driver in the state. The average driver in Park Central can expect to pay about $2,601 per year, or $2,848 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Park Central for most people.

Car Insurance Prices by Park Central Neighborhood

Park Central, Orlando, FL map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Park Central?

The map shows insurance prices in and around Park Central, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,848 to a low of $2,848. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Park Central.

Pick the Best Car Insurance Company for You in Park Central

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Park Central insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Park Central

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $833 over the average Park Central car insurance company.

Visit Site

We use the average good driver, paying $168 per month, as our baseline for pricing in Park Central. State Farm, Geico, and Travelers are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Park Central drivers with accidents on their records

In Park Central getting into an accident will raise premiums an average 28% for a yearly cost of $3,955. That's $1,106 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Travelers are good choices for drivers with accidents.

In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,224 over the competition.

Visit Site

The best car insurance company for Park Central drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $941 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Park Central, tickets raise premiums on new quotes about $794. If you have a speeding ticket, we recommend State Farm, Geico, and Gainsco for savings that beat the average insurance cost of $3,642 per year.

The best auto insurance for Park Central drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,888 per year in auto insurance premiums, which was $1,039 more than a driver with no major issues. State Farm, Geico, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Geico may cost the average person with a DUI about $932 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Park Central

In Park Central, Geico costs young drivers $2,960 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Park Central. With an average cost of $8,548 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Park Central

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $201. State Farm, Geico, and Progressive provided the largest discounts to couples living in Park Central.

Geico gave the largest car insurance discounts to married couples, averaging $809 saved each year compared to an average Park Central couple's premiums.

Visit Site

The cheapest car insurance in Park Central for drivers with bad credit

People with poor credit saved an average of $1,178 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,362 every year. Premiums for people with poor credit were about $4,210 in Park Central. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Gainsco.

The best Park Central car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Park Central, the National Association of Insurance Commissioners (NAIC) ranks Allstate as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Park Central.

Allstate was the best company for customer service in Park Central according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Park Central, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Park Central. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Park Central

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 80% of Park Central residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Park Central driver can expect to pay about $156 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Park Central, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Park Central

What Influences the Cost of Car Insurance in Park Central?

On average, car insurance in Park Central is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Park Central is 30 minutes, which is a little less than average for a driver in the city.
  • Florida state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Park Central are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
  • Park Central is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Park Central is $217 per month for minimum coverage and $237 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Park Central driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Park Central with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.