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Get Cheap Car Insurance in Parker, AZ
We monitor insurance prices, helping the average driver in Parker save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Parker
The chart below shows the cheapest car insurance company in Parker for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Parker Insurer | Monthly Cost |
|---|---|
| Metromile | $62 |
| State Farm | $62 |
| Mile Auto | $78 |
| MetLife | $78 |
Savings for Every Kind of Parker Driver
Based on our extensive insurance data, we know the average Parker driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $699 per year by choosing the right vehicle insurance company. Some Parker residents are paying out over $1,810 extra every year for auto insurance in Parker. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Parker, AZ Savings / Yr. |
|---|---|
$699 |
|
$622 |
|
$378 |
|
$636 |
|
$2,016 |
|
$356 |
|
$1,000 |
Parker Car Insurance vs. Arizona
People living in Parker pay an average of 0.23% less than the typical driver in the state. The average driver in Parker can expect to pay about $954 per year, or $1,810 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Parker for most people.
Car Insurance Prices by Parker Neighborhood
Insurance Prices
Where is insurance cheapest within Parker?
The map shows insurance prices in and around Parker, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $188 per year within the city boundaries, with insurance premiums ranging from a high of $1,858 to a low of $1,670. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Parker.Pick the Best Car Insurance Company for You in Parker
The best car insurance provider for most drivers in Parker
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $699 over the average Parker car insurance company.
The best car insurance provider for Parker drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $622 over the competition.
The best car insurance company for Parker drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $378 better than other car insurance companies.
The best auto insurance for Parker drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $636 less each year.
The least expensive car insurance company for new and young drivers in Parker
In Parker, Geico costs young drivers $2,016 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Parker
State Farm gave the largest car insurance discounts to married couples, averaging $356 saved each year compared to an average Parker couple's premiums.
The cheapest car insurance in Parker for drivers with bad credit
The best Parker car insurance company for customer service
Recent price drops
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The cheapest large national provider in Parker
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Parker driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Parker, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Parker
What Influences the Cost of Car Insurance in Parker?
On average, car insurance in Parker is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Parker is 16 minutes, which is far less than average for a driver in the state.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Parker are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Parker has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Parker is $79 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Big River: Insurance costs 5.08% more
- Earp: Insurance costs 3.81% more
- Cienega Springs: Insurance costs 4.59% less
- Parker Dam: Insurance costs 4.36% more
- Parker Strip: Insurance costs 5.64% less
- Date: Insurance costs 4.64% less
- Congress: Insurance costs 6.35% less
- Yarnell: Insurance costs 5.19% less
- Peeples Valley: Insurance costs 5.08% less
- Octave: Insurance costs 7.96% less
Cities with Similar Populations
- Rougemont: Insurance costs 32.10% less
- Rindge: Insurance costs 33.31% less
- Rineyville: Insurance costs 12.49% more
- Ringoes: Insurance costs 4.92% less
- Riverwoods: Insurance costs 15.03% less
- Rochester: Insurance costs 22.21% less
- Rock Valley: Insurance costs 33.54% less
- Rockford: Insurance costs 8.95% less
- Rockvale: Insurance costs 24.59% less
- Roland: Insurance costs 4.48% less