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Get Cheap Car Insurance in Parkers Crossroads, TN
We monitor insurance prices, helping the average driver in Parkers Crossroads save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Parkers Crossroads
The chart below shows the cheapest car insurance company in Parkers Crossroads for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Parkers Crossroads Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Geico | $58 |
| Farmers Insurance | $59 |
| Safeco Insurance | $59 |
Savings for Every Kind of Parkers Crossroads Driver
Based on our extensive insurance data, we know the average Parkers Crossroads driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $354 per year by choosing the right vehicle insurance company. Some Parkers Crossroads residents are paying out over $1,386 extra every year for auto insurance in Parkers Crossroads. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Parkers Crossroads, TN Savings / Yr. |
|---|---|
$354 |
|
$638 |
|
$471 |
|
$540 |
|
$1,390 |
|
$335 |
|
$579 |
Parkers Crossroads Car Insurance vs. Tennessee
People living in Parkers Crossroads pay an average of 0.48% more than the typical driver in the state. The average driver in Parkers Crossroads can expect to pay about $872 per year, or $1,386 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Parkers Crossroads for most people.
Car Insurance Prices by Parkers Crossroads Neighborhood
Insurance Prices
Where is insurance cheapest within Parkers Crossroads?
The map shows insurance prices in and around Parkers Crossroads, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $25 per year within the city boundaries, with insurance premiums ranging from a high of $1,407 to a low of $1,382. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of Parkers Crossroads.Pick the Best Car Insurance Company for You in Parkers Crossroads
The best car insurance provider for most drivers in Parkers Crossroads
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $354 over the average Parkers Crossroads car insurance company.
The best car insurance provider for Parkers Crossroads drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $638 over the competition.
The best car insurance company for Parkers Crossroads drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $471 better than other car insurance companies.
The best auto insurance for Parkers Crossroads drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $540 less each year.
The least expensive car insurance company for new and young drivers in Parkers Crossroads
In Parkers Crossroads, State Farm costs young drivers $1,390 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Parkers Crossroads
State Farm gave the largest car insurance discounts to married couples, averaging $335 saved each year compared to an average Parkers Crossroads couple's premiums.
The cheapest car insurance in Parkers Crossroads for drivers with bad credit
The best Parkers Crossroads car insurance company for customer service
Nationwide was the best company for customer service in Parkers Crossroads according to the NAIC.
Recent price drops
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The cheapest large national provider in Parkers Crossroads
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Parkers Crossroads driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Parkers Crossroads, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Parkers Crossroads
What Influences the Cost of Car Insurance in Parkers Crossroads?
On average, car insurance in Parkers Crossroads is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Parkers Crossroads is 36 minutes, which is about the national average for a driver in the state.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Parkers Crossroads are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Parkers Crossroads is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Parkers Crossroads is $73 per month for minimum coverage and $115 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wildersville: Insurance costs 0.29% less
- Yuma: Insurance costs 2.81% less
- Timberlake: Insurance costs 1.66% less
- Clarksburg: Insurance costs 4.18% less
- Mount Gilead: Insurance costs 1.52% more
- Cedar Grove: Insurance costs 1.37% less
- Lexington: Insurance costs 0.22% more
- Terry: Insurance costs 0.22% less
- Broadway: Insurance costs 0.51% less
- Westport: Insurance costs 2.45% less
Cities with Similar Populations
- Springville Lake Estates: Insurance costs 6.93% more
- Hico: Insurance costs 7.86% more
- High Shoals: Insurance costs 11.33% less
- Horton: Insurance costs 13.20% less
- Howel: Insurance costs 43.15% more
- Hunt: Insurance costs 51.66% more
- Hustead: Insurance costs 22.22% less
- Hustler: Insurance costs 18.47% less
- Hutton: Insurance costs 0.36% more
- Hyde Park: Insurance costs 0.22% more