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Get Cheap Car Insurance in Parkfield, CA
We monitor insurance prices, helping the average driver in Parkfield save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Parkfield
The chart below shows the cheapest car insurance company in Parkfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Parkfield Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $51 |
| Progressive | $55 |
| Travelers | $57 |
Savings for Every Kind of Parkfield Driver
Based on our extensive insurance data, we know the average Parkfield driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $577 per year by choosing the right vehicle insurance company. Some Parkfield residents are paying out over $1,806 extra every year for auto insurance in Parkfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Parkfield, CA Savings / Yr. |
|---|---|
$577 |
|
$1,058 |
|
$836 |
|
$1,469 |
|
$754 |
|
$327 |
|
$0 |
Parkfield Car Insurance vs. California
People living in Parkfield pay an average of 10.07% less than the typical driver in the state. The average driver in Parkfield can expect to pay about $845 per year, or $1,806 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Parkfield for most people.
Car Insurance Prices by Parkfield Neighborhood
Insurance Prices
Where is insurance cheapest within Parkfield?
The map shows insurance prices in and around Parkfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $129 per year within the city boundaries, with insurance premiums ranging from a high of $1,910 to a low of $1,781. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Parkfield.Pick the Best Car Insurance Company for You in Parkfield
The best car insurance provider for most drivers in Parkfield
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $577 over the average Parkfield car insurance company.
The best car insurance provider for Parkfield drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,058 over the competition.
The best car insurance company for Parkfield drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $836 better than other car insurance companies.
The best auto insurance for Parkfield drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,469 less each year.
The least expensive car insurance company for new and young drivers in Parkfield
In Parkfield, State Farm costs young drivers $754 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Parkfield
Progressive gave the largest car insurance discounts to married couples, averaging $327 saved each year compared to an average Parkfield couple's premiums.
The cheapest car insurance in Parkfield for drivers with bad credit
The best Parkfield car insurance company for customer service
Recent price drops
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The cheapest large national provider in Parkfield
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Parkfield driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Parkfield, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Parkfield
What Influences the Cost of Car Insurance in Parkfield?
On average, car insurance in Parkfield is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Parkfield is 27 minutes, which is far less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Parkfield are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Parkfield is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Parkfield is $70 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Avenal: Insurance costs 20.54% more
- San Ardo: Insurance costs 1.38% less
- Kettleman City: Insurance costs 2.05% more
- Lockwood: Insurance costs 0.83% less
- Bryson: Insurance costs 0.61% more
- Jolon: Insurance costs 0.39% less
- Gorda: Insurance costs 0.17% more
- Corcoran: Insurance costs 17.11% more
- Alpaugh: Insurance costs 7.42% more
- Lucia: Insurance costs 0.83% less
Cities with Similar Populations
- South Creek: Insurance costs 16.72% less
- Leatherman: Insurance costs 34.16% less
- Lebanon: Insurance costs 4.93% less
- Ledyard: Insurance costs 13.29% more
- Lemoyne: Insurance costs 40.92% less
- Lewisburg: Insurance costs 32.72% less
- Linary: Insurance costs 26.97% less
- South Branch: Insurance costs 14.89% less
- South Buffalo: Insurance costs 14.78% more
- South Butler: Insurance costs 14.17% more