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Get Cheap Car Insurance in Parnell, TX
We monitor insurance prices, helping the average driver in Parnell save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Parnell
The chart below shows the cheapest car insurance company in Parnell for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Parnell Insurer | Monthly Cost |
|---|---|
| Clearcover | $47 |
| Mile Auto | $61 |
| Progressive | $63 |
| State Farm | $67 |
Savings for Every Kind of Parnell Driver
Based on our extensive insurance data, we know the average Parnell driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $370 per year by choosing the right vehicle insurance company. Some Parnell residents are paying out over $1,800 extra every year for auto insurance in Parnell. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Parnell, TX Savings / Yr. |
|---|---|
$370 |
|
$848 |
|
$747 |
|
$856 |
|
$1,303 |
|
$492 |
|
$538 |
Parnell Car Insurance vs. Texas
People living in Parnell pay an average of 7.87% less than the typical driver in the state. The average driver in Parnell can expect to pay about $1,072 per year, or $1,800 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Parnell for most people.
Car Insurance Prices by Parnell Neighborhood
Insurance Prices
Where is insurance cheapest within Parnell?
The map shows insurance prices in and around Parnell, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,800 to a low of $1,800. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Parnell.Pick the Best Car Insurance Company for You in Parnell
The best car insurance provider for most drivers in Parnell
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $370 over the average Parnell car insurance company.
The best car insurance provider for Parnell drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $848 over the competition.
The best car insurance company for Parnell drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $747 better than other car insurance companies.
The best auto insurance for Parnell drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $856 less each year.
The least expensive car insurance company for new and young drivers in Parnell
In Parnell, State Farm costs young drivers $1,303 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Parnell
State Farm gave the largest car insurance discounts to married couples, averaging $492 saved each year compared to an average Parnell couple's premiums.
The cheapest car insurance in Parnell for drivers with bad credit
The best Parnell car insurance company for customer service
Recent price drops
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The cheapest large national provider in Parnell
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Parnell driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Parnell, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Parnell
What Influences the Cost of Car Insurance in Parnell?
On average, car insurance in Parnell is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Parnell is 24 minutes, which is far less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Parnell are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Parnell is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Parnell is $89 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Newlin: Insurance costs 0.28% less
- Estelline: Insurance costs 0.11% more
- Lakeview: Insurance costs 0.17% more
- Brice: Insurance costs 0.06% more
- Childress: Insurance costs 5.89% more
- Carey: Insurance costs 0.83% more
- Kirkland: Insurance costs 0.83% more
- Silverton: Insurance costs 0.22% less
- Hollis: Insurance costs 3.61% less
- North Groesbeck: Insurance costs 4.44% more
Cities with Similar Populations
- Ricks Place: Insurance costs 7.83% less
- Mystic: Insurance costs 7.61% less
- Neffs Mills: Insurance costs 27.72% less
- New Baltimore: Insurance costs 20.89% more
- New Portland: Insurance costs 48.39% less
- New Witten: Insurance costs 3.61% less
- Nineteen: Insurance costs 16.11% more
- Norias: Insurance costs 8.17% less
- North Andover: Insurance costs 37.22% less
- North Fork: Insurance costs 12.94% more