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Get Cheap Car Insurance in Paso Robles, CA
We monitor insurance prices, helping the average driver in Paso Robles save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Paso Robles
The chart below shows the cheapest car insurance company in Paso Robles for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Paso Robles Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| Geico | $52 |
| Progressive | $56 |
| Travelers | $58 |
Savings for Every Kind of Paso Robles Driver
Based on our extensive insurance data, we know the average Paso Robles driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $589 per year by choosing the right vehicle insurance company. Some Paso Robles residents are paying out over $1,843 extra every year for auto insurance in Paso Robles. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Paso Robles, CA Savings / Yr. |
|---|---|
$589 |
|
$1,079 |
|
$854 |
|
$1,500 |
|
$770 |
|
$334 |
|
$0 |
Paso Robles Car Insurance vs. California
People living in Paso Robles pay an average of 8.22% less than the typical driver in the state. The average driver in Paso Robles can expect to pay about $863 per year, or $1,843 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Paso Robles for most people.
Car Insurance Prices by Paso Robles Neighborhood
Insurance Prices
Where is insurance cheapest within Paso Robles?
The map shows insurance prices in and around Paso Robles, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $322 per year within the city boundaries, with insurance premiums ranging from a high of $2,103 to a low of $1,781. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northeast parts of Paso Robles.Pick the Best Car Insurance Company for You in Paso Robles
The best car insurance provider for most drivers in Paso Robles
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $589 over the average Paso Robles car insurance company.
The best car insurance provider for Paso Robles drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,079 over the competition.
The best car insurance company for Paso Robles drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $854 better than other car insurance companies.
The best auto insurance for Paso Robles drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,500 less each year.
The least expensive car insurance company for new and young drivers in Paso Robles
In Paso Robles, State Farm costs young drivers $770 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Paso Robles
Progressive gave the largest car insurance discounts to married couples, averaging $334 saved each year compared to an average Paso Robles couple's premiums.
The cheapest car insurance in Paso Robles for drivers with bad credit
The best Paso Robles car insurance company for customer service
Nationwide was the best company for customer service in Paso Robles according to the NAIC.
Recent price drops
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The cheapest large national provider in Paso Robles
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Paso Robles driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Paso Robles, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Paso Robles
What Influences the Cost of Car Insurance in Paso Robles?
On average, car insurance in Paso Robles is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Paso Robles is 32 minutes, which is a little less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Paso Robles are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Paso Robles is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Paso Robles is $72 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wellsona: Insurance costs 1.30% more
- El Paso de Robles: Insurance costs 5.81% more
- San Miguel: Insurance costs 4.50% more
- Templeton: Insurance costs 2.66% less
- San Lawrence Terrace: Insurance costs 1.25% more
- Klau: Insurance costs 0.98% more
- Whitley Gardens: Insurance costs 2.01% more
- Bradley: Insurance costs 0.43% less
- Harmony: Insurance costs 5.48% less
- Shandon: Insurance costs 5.48% more
Cities with Similar Populations
- Rockwell: Insurance costs 34.07% less
- Laurel: Insurance costs 12.86% less
- Leicester: Insurance costs 34.24% less
- Linganore: Insurance costs 2.66% less
- Redland: Insurance costs 4.72% more
- River Forest: Insurance costs 9.12% less
- Rochelle: Insurance costs 21.60% less
- Rochester: Insurance costs 35.76% less
- Rockton: Insurance costs 24.63% less
- Lakeland Highlands: Insurance costs 32.50% more