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Get Cheap Car Insurance in Patterson, CA
We monitor insurance prices, helping the average driver in Patterson save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Patterson
The chart below shows the cheapest car insurance company in Patterson for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Patterson Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of Patterson Driver
Based on our extensive insurance data, we know the average Patterson driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $663 per year by choosing the right vehicle insurance company. Some Patterson residents are paying out over $2,074 extra every year for auto insurance in Patterson. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Patterson, CA Savings / Yr. |
|---|---|
$663 |
|
$1,215 |
|
$961 |
|
$1,688 |
|
$867 |
|
$376 |
|
$0 |
Patterson Car Insurance vs. California
People living in Patterson pay an average of 3.28% more than the typical driver in the state. The average driver in Patterson can expect to pay about $971 per year, or $2,074 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Patterson for most people.
Car Insurance Prices by Patterson Neighborhood
Insurance Prices
Where is insurance cheapest within Patterson?
The map shows insurance prices in and around Patterson, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $394 per year within the city boundaries, with insurance premiums ranging from a high of $2,236 to a low of $1,842. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Patterson.Pick the Best Car Insurance Company for You in Patterson
The best car insurance provider for most drivers in Patterson
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $663 over the average Patterson car insurance company.
The best car insurance provider for Patterson drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,215 over the competition.
The best car insurance company for Patterson drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $961 better than other car insurance companies.
The best auto insurance for Patterson drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,688 less each year.
The least expensive car insurance company for new and young drivers in Patterson
In Patterson, State Farm costs young drivers $867 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Patterson
Progressive gave the largest car insurance discounts to married couples, averaging $376 saved each year compared to an average Patterson couple's premiums.
The cheapest car insurance in Patterson for drivers with bad credit
The best Patterson car insurance company for customer service
Recent price drops
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The cheapest large national provider in Patterson
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Patterson driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Patterson, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Patterson
What Influences the Cost of Car Insurance in Patterson?
On average, car insurance in Patterson is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Patterson is 51 minutes, which is far more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Patterson are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Patterson has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Patterson is $81 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Westley: Insurance costs 5.30% less
- Crows Landing: Insurance costs 7.76% less
- Newman: Insurance costs 3.95% less
- Ceres: Insurance costs 2.41% more
- Keyes: Insurance costs 4.24% less
- Turlock: Insurance costs 1.40% less
- Hilmar: Insurance costs 7.96% less
- Irwin: Insurance costs 8.63% less
- Stevinson: Insurance costs 8.34% less
- Hughson: Insurance costs 4.44% less
Cities with Similar Populations
- Rockville Centre: Insurance costs 39.83% more
- Malvern: Insurance costs 32.93% less
- Marshall: Insurance costs 19.29% less
- Mehlville: Insurance costs 5.06% less
- Plum: Insurance costs 33.17% less
- Ravenna: Insurance costs 46.24% less
- Red Bluff: Insurance costs 10.37% less
- Richmond Hill: Insurance costs 17.21% less
- Ridgeland: Insurance costs 13.93% less
- Madison Heights: Insurance costs 53.62% more