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Get Cheap Car Insurance in Patton Junction, MO
We monitor insurance prices, helping the average driver in Patton Junction save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Patton Junction
The chart below shows the cheapest car insurance company in Patton Junction for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Patton Junction Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Travelers | $69 |
| Safeco Insurance | $70 |
| Clearcover | $75 |
Savings for Every Kind of Patton Junction Driver
Based on our extensive insurance data, we know the average Patton Junction driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $490 per year by choosing the right vehicle insurance company. Some Patton Junction residents are paying out over $1,816 extra every year for auto insurance in Patton Junction. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Patton Junction, MO Savings / Yr. |
|---|---|
$490 |
|
$684 |
|
$625 |
|
$700 |
|
$1,477 |
|
$381 |
|
$585 |
Patton Junction Car Insurance vs. Missouri
People living in Patton Junction pay an average of 0.86% more than the typical driver in the state. The average driver in Patton Junction can expect to pay about $1,119 per year, or $1,816 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Patton Junction for most people.
Car Insurance Prices by Patton Junction Neighborhood
Insurance Prices
Where is insurance cheapest within Patton Junction?
The map shows insurance prices in and around Patton Junction, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $53 per year within the city boundaries, with insurance premiums ranging from a high of $1,830 to a low of $1,777. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Patton Junction.Pick the Best Car Insurance Company for You in Patton Junction
The best car insurance provider for most drivers in Patton Junction
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $490 over the average Patton Junction car insurance company.
The best car insurance provider for Patton Junction drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $684 over the competition.
The best car insurance company for Patton Junction drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $625 better than other car insurance companies.
The best auto insurance for Patton Junction drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $700 less each year.
The least expensive car insurance company for new and young drivers in Patton Junction
In Patton Junction, Travelers costs young drivers $1,477 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Patton Junction
State Farm gave the largest car insurance discounts to married couples, averaging $381 saved each year compared to an average Patton Junction couple's premiums.
The cheapest car insurance in Patton Junction for drivers with bad credit
The best Patton Junction car insurance company for customer service
Nationwide was the best company for customer service in Patton Junction according to the NAIC.
Recent price drops
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The cheapest large national provider in Patton Junction
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Patton Junction driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Patton Junction, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Patton Junction
What Influences the Cost of Car Insurance in Patton Junction?
On average, car insurance in Patton Junction is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Patton Junction is 33 minutes, which is about the national average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Patton Junction are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Patton Junction is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Patton Junction is $93 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Patton: Insurance costs 0.61% less
- North Patton: Insurance costs 0.55% less
- Sedgewickville: Insurance costs 0.55% more
- Yount: Insurance costs 1.93% less
- Hurricane: Insurance costs 0.11% more
- Daisy: Insurance costs 0.77% less
- Cornwall: Insurance costs 1.27% less
- Higdon: Insurance costs 1.60% less
- Biehle: Insurance costs 2.26% less
- Highland: Insurance costs 2.92% less
Cities with Similar Populations
- South Plymouth: Insurance costs 39.81% less
- Kingstown: Insurance costs 0.72% less
- Kingsville: Insurance costs 25.50% less
- Kiousville: Insurance costs 38.93% less
- Knights Landing: Insurance costs 48.68% less
- Kurtz: Insurance costs 58.04% more
- Sipe Springs: Insurance costs 11.18% less
- South Carver: Insurance costs 12.61% less
- South Komelik: Insurance costs 14.65% less
- South Lyndeboro: Insurance costs 34.36% less