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Get Cheap Car Insurance in Pawnee Rock, KS
We monitor insurance prices, helping the average driver in Pawnee Rock save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Pawnee Rock
The chart below shows the cheapest car insurance company in Pawnee Rock for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Pawnee Rock Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Kemper | $53 |
| Farm Bureau | $56 |
| Travelers | $57 |
Savings for Every Kind of Pawnee Rock Driver
Based on our extensive insurance data, we know the average Pawnee Rock driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $370 per year by choosing the right vehicle insurance company. Some Pawnee Rock residents are paying out over $1,562 extra every year for auto insurance in Pawnee Rock. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pawnee Rock, KS Savings / Yr. |
|---|---|
$370 |
|
$590 |
|
$421 |
|
$690 |
|
$1,345 |
|
$343 |
|
$749 |
Pawnee Rock Car Insurance vs. Kansas
People living in Pawnee Rock pay an average of 0.21% less than the typical driver in the state. The average driver in Pawnee Rock can expect to pay about $841 per year, or $1,562 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Pawnee Rock for most people.
Car Insurance Prices by Pawnee Rock Neighborhood
Insurance Prices
Where is insurance cheapest within Pawnee Rock?
The map shows insurance prices in and around Pawnee Rock, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $6 per year within the city boundaries, with insurance premiums ranging from a high of $1,566 to a low of $1,560. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Pawnee Rock.Pick the Best Car Insurance Company for You in Pawnee Rock
The best car insurance provider for most drivers in Pawnee Rock
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $370 over the average Pawnee Rock car insurance company.
The best car insurance provider for Pawnee Rock drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $590 over the competition.
The best car insurance company for Pawnee Rock drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $421 better than other car insurance companies.
The best auto insurance for Pawnee Rock drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $690 less each year.
The least expensive car insurance company for new and young drivers in Pawnee Rock
In Pawnee Rock, Geico costs young drivers $1,345 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pawnee Rock
State Farm gave the largest car insurance discounts to married couples, averaging $343 saved each year compared to an average Pawnee Rock couple's premiums.
The cheapest car insurance in Pawnee Rock for drivers with bad credit
The best Pawnee Rock car insurance company for customer service
Nationwide was the best company for customer service in Pawnee Rock according to the NAIC.
Recent price drops
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The cheapest large national provider in Pawnee Rock
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pawnee Rock driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pawnee Rock, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Pawnee Rock
What Influences the Cost of Car Insurance in Pawnee Rock?
On average, car insurance in Pawnee Rock is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pawnee Rock is 24 minutes, which is a little less than average for a driver in the state.
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pawnee Rock are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Pawnee Rock is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pawnee Rock is $70 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dundee: Insurance costs 0.96% less
- Larned: Insurance costs 1.09% more
- Heizer: Insurance costs 0.19% less
- Radium: Insurance costs 0.06% more
- Frizell: Insurance costs 1.09% more
- Seward: Insurance costs 0.13% less
- Great Bend: Insurance costs 0.06% more
- Sanford: Insurance costs 1.15% more
- Hudson: Insurance costs 0.26% more
- Rozel: Insurance costs 1.98% more
Cities with Similar Populations
- Granite Canon: Insurance costs 0.19% less
- Hoods Crossroads: Insurance costs 2.37% less
- Homer: Insurance costs 23.05% less
- Holiday Valley: Insurance costs 32.27% less
- Hathaway Pines: Insurance costs 19.01% more
- Guadalupita: Insurance costs 3.91% less
- Groton City: Insurance costs 29.64% more
- Greenwald: Insurance costs 1.34% more
- Greeley: Insurance costs 21.51% less
- Graysville: Insurance costs 27.02% less