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Get Cheap Car Insurance in Peabody, KS
We monitor insurance prices, helping the average driver in Peabody save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Peabody
The chart below shows the cheapest car insurance company in Peabody for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Peabody Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Kemper | $53 |
| Farm Bureau | $56 |
| Travelers | $56 |
Savings for Every Kind of Peabody Driver
Based on our extensive insurance data, we know the average Peabody driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $368 per year by choosing the right vehicle insurance company. Some Peabody residents are paying out over $1,552 extra every year for auto insurance in Peabody. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Peabody, KS Savings / Yr. |
|---|---|
$368 |
|
$586 |
|
$419 |
|
$685 |
|
$1,337 |
|
$341 |
|
$745 |
Peabody Car Insurance vs. Kansas
People living in Peabody pay an average of 0.81% less than the typical driver in the state. The average driver in Peabody can expect to pay about $836 per year, or $1,552 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Peabody for most people.
Car Insurance Prices by Peabody Neighborhood
Insurance Prices
Where is insurance cheapest within Peabody?
The map shows insurance prices in and around Peabody, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $53 per year within the city boundaries, with insurance premiums ranging from a high of $1,556 to a low of $1,503. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Peabody.Pick the Best Car Insurance Company for You in Peabody
The best car insurance provider for most drivers in Peabody
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $368 over the average Peabody car insurance company.
The best car insurance provider for Peabody drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $586 over the competition.
The best car insurance company for Peabody drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $419 better than other car insurance companies.
The best auto insurance for Peabody drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $685 less each year.
The least expensive car insurance company for new and young drivers in Peabody
In Peabody, Geico costs young drivers $1,337 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Peabody
State Farm gave the largest car insurance discounts to married couples, averaging $341 saved each year compared to an average Peabody couple's premiums.
The cheapest car insurance in Peabody for drivers with bad credit
The best Peabody car insurance company for customer service
Recent price drops
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The cheapest large national provider in Peabody
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Peabody driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Peabody, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Peabody
What Influences the Cost of Car Insurance in Peabody?
On average, car insurance in Peabody is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Peabody are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Peabody is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Peabody is $70 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Walton: Insurance costs 2.77% less
- Elbing: Insurance costs 0.26% less
- Florence: Insurance costs 0.71% less
- Burns: Insurance costs 0.71% less
- Wonsevu: Insurance costs 0.77% less
- Goessel: Insurance costs 2.58% less
- North Newton: Insurance costs 4.12% less
- Zimmerdale: Insurance costs 2.90% less
- Newton: Insurance costs 0.39% more
- Cedar Point: Insurance costs 1.22% less
Cities with Similar Populations
- Woodbine: Insurance costs 43.69% more
- Winthrop: Insurance costs 21.26% less
- Hills: Insurance costs 22.10% less
- Hill Top: Insurance costs 16.11% more
- Henderson: Insurance costs 12.82% more
- Gurley: Insurance costs 101.42% more
- Grantsville: Insurance costs 3.48% less
- Gilbert: Insurance costs 14.95% more
- Friend: Insurance costs 11.28% less
- Franklin: Insurance costs 5.67% less