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Get Cheap Car Insurance in Penn, AL
We monitor insurance prices, helping the average driver in Penn save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Penn
The chart below shows the cheapest car insurance company in Penn for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Penn Insurer | Monthly Cost |
|---|---|
| Travelers | $66 |
| Gainsco | $69 |
| State Farm | $72 |
| Safe Auto | $73 |
Savings for Every Kind of Penn Driver
Based on our extensive insurance data, we know the average Penn driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $368 per year by choosing the right vehicle insurance company. Some Penn residents are paying out over $1,485 extra every year for auto insurance in Penn. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Penn, AL Savings / Yr. |
|---|---|
$368 |
|
$500 |
|
$469 |
|
$532 |
|
$1,154 |
|
$64 |
|
$314 |
Penn Car Insurance vs. Alabama
People living in Penn pay an average of 7.37% less than the typical driver in the state. The average driver in Penn can expect to pay about $980 per year, or $1,485 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Penn for most people.
Car Insurance Prices by Penn Neighborhood
Insurance Prices
Where is insurance cheapest within Penn?
The map shows insurance prices in and around Penn, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,485 to a low of $1,485. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Penn.Pick the Best Car Insurance Company for You in Penn
The best car insurance provider for most drivers in Penn
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $368 over the average Penn car insurance company.
The best car insurance provider for Penn drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $500 over the competition.
The best car insurance company for Penn drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $469 better than other car insurance companies.
The best auto insurance for Penn drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $532 less each year.
The least expensive car insurance company for new and young drivers in Penn
In Penn, Travelers costs young drivers $1,154 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Penn
State Farm gave the largest car insurance discounts to married couples, averaging $64 saved each year compared to an average Penn couple's premiums.
The cheapest car insurance in Penn for drivers with bad credit
The best Penn car insurance company for customer service
Recent price drops
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The cheapest large national provider in Penn
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Penn driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Penn, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Penn
What Influences the Cost of Car Insurance in Penn?
On average, car insurance in Penn is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Penn is 32 minutes, which is a little less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Penn are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Penn is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Penn is $82 per month for minimum coverage and $124 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Massey: Insurance costs 2.63% more
- Danville: Insurance costs 3.64% more
- Oakville: Insurance costs 5.39% more
- Upshaw: Insurance costs 3.50% more
- Oak Ridge: Insurance costs 0.47% more
- Tanner Heights: Insurance costs 2.29% more
- Inmanfield: Insurance costs 4.44% more
- Hartselle: Insurance costs 3.16% more
- Falkville: Insurance costs 2.42% more
- New Georgia: Insurance costs 5.79% more
Cities with Similar Populations
- Kingdom: Insurance costs 4.38% less
- Johnstown: Insurance costs 18.92% more
- Joker: Insurance costs 0.20% less
- Josserand: Insurance costs 9.29% more
- Julia: Insurance costs 1.48% less
- Kamalo: Insurance costs 7.54% less
- Kapulena: Insurance costs 6.80% less
- Kayford: Insurance costs 3.57% more
- Kealia: Insurance costs 22.09% less
- Keller: Insurance costs 22.69% less