Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Penn Laird, VA
We monitor insurance prices, helping the average driver in Penn Laird save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Penn Laird
The chart below shows the cheapest car insurance company in Penn Laird for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Penn Laird Insurer | Monthly Cost |
|---|---|
| Metromile | $40 |
| Geico | $46 |
| Farm Bureau | $48 |
| Safeco Insurance | $51 |
Savings for Every Kind of Penn Laird Driver
Based on our extensive insurance data, we know the average Penn Laird driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $424 per year by choosing the right vehicle insurance company. Some Penn Laird residents are paying out over $1,124 extra every year for auto insurance in Penn Laird. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Penn Laird, VA Savings / Yr. |
|---|---|
$424 |
|
$723 |
|
$619 |
|
$605 |
|
$990 |
|
$227 |
|
$408 |
Penn Laird Car Insurance vs. Virginia
People living in Penn Laird pay an average of 7.50% less than the typical driver in the state. The average driver in Penn Laird can expect to pay about $778 per year, or $1,124 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Penn Laird for most people.
Car Insurance Prices by Penn Laird Neighborhood
Insurance Prices
Where is insurance cheapest within Penn Laird?
The map shows insurance prices in and around Penn Laird, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $30 per year within the city boundaries, with insurance premiums ranging from a high of $1,144 to a low of $1,114. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Penn Laird.Pick the Best Car Insurance Company for You in Penn Laird
The best car insurance provider for most drivers in Penn Laird
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $424 over the average Penn Laird car insurance company.
The best car insurance provider for Penn Laird drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $723 over the competition.
The best car insurance company for Penn Laird drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $619 better than other car insurance companies.
The best auto insurance for Penn Laird drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $605 less each year.
The least expensive car insurance company for new and young drivers in Penn Laird
In Penn Laird, Erie Insurance costs young drivers $990 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Penn Laird
Farm Bureau gave the largest car insurance discounts to married couples, averaging $227 saved each year compared to an average Penn Laird couple's premiums.
The cheapest car insurance in Penn Laird for drivers with bad credit
The best Penn Laird car insurance company for customer service
Nationwide was the best company for customer service in Penn Laird according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Penn Laird, which was better than other insurers.
The cheapest large national provider in Penn Laird
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Penn Laird driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Penn Laird, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Penn Laird
What Influences the Cost of Car Insurance in Penn Laird?
On average, car insurance in Penn Laird is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Penn Laird is 27 minutes, which is far less than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Penn Laird are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Penn Laird is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Penn Laird is $65 per month for minimum coverage and $94 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Massanetta Springs: Insurance costs 0.89% less
- Mc Gaheysville: Insurance costs 1.33% more
- Massanutten: Insurance costs 4.09% more
- Keezletown: Insurance costs 1.87% more
- Port Republic: Insurance costs 2.40% more
- Harrisonburg: Insurance costs 3.83% more
- Island Ford: Insurance costs 2.67% more
- Mount Crawford: Insurance costs 1.16% more
- Grottoes: Insurance costs 1.42% more
- Weyers Cave: Insurance costs 0.62% more
Cities with Similar Populations
- Middle Verde: Insurance costs 54.89% more
- Port Leyden: Insurance costs 85.77% more
- Pittsford: Insurance costs 145.91% more
- Philmont: Insurance costs 94.57% more
- Patriot: Insurance costs 8.63% more
- Panama: Insurance costs 91.99% more
- Palmyra: Insurance costs 150.09% more
- Otis: Insurance costs 66.64% more
- Onley: Insurance costs 4.63% more
- One Hundred Palms: Insurance costs 72.60% more