Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Penn, PA
We monitor insurance prices, helping the average driver in Penn save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Penn
The chart below shows the cheapest car insurance company in Penn for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Penn Insurer | Monthly Cost |
|---|---|
| Kemper | $51 |
| Metromile | $51 |
| Travelers | $52 |
| State Farm | $54 |
Savings for Every Kind of Penn Driver
Based on our extensive insurance data, we know the average Penn driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $391 per year by choosing the right vehicle insurance company. Some Penn residents are paying out over $1,394 extra every year for auto insurance in Penn. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Penn, PA Savings / Yr. |
|---|---|
$391 |
|
$692 |
|
$529 |
|
$631 |
|
$1,615 |
|
$280 |
|
$500 |
Penn Car Insurance vs. Pennsylvania
People living in Penn pay an average of 2.25% less than the typical driver in the state. The average driver in Penn can expect to pay about $864 per year, or $1,394 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Penn for most people.
Car Insurance Prices by Penn Neighborhood
Insurance Prices
Where is insurance cheapest within Penn?
The map shows insurance prices in and around Penn, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $43 per year within the city boundaries, with insurance premiums ranging from a high of $1,399 to a low of $1,356. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Penn.Pick the Best Car Insurance Company for You in Penn
The best car insurance provider for most drivers in Penn
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $391 over the average Penn car insurance company.
The best car insurance provider for Penn drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $692 over the competition.
The best car insurance company for Penn drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $529 better than other car insurance companies.
The best auto insurance for Penn drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $631 less each year.
The least expensive car insurance company for new and young drivers in Penn
In Penn, Travelers costs young drivers $1,615 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Penn
State Farm gave the largest car insurance discounts to married couples, averaging $280 saved each year compared to an average Penn couple's premiums.
The cheapest car insurance in Penn for drivers with bad credit
The best Penn car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Penn, which was better than other insurers.
The cheapest large national provider in Penn
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Penn driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Penn, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Penn
What Influences the Cost of Car Insurance in Penn?
On average, car insurance in Penn is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Penn are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Penn is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Penn is $72 per month for minimum coverage and $116 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Jeannette: Insurance costs 2.44% less
- Manor: Insurance costs 1.15% less
- Grapeville: Insurance costs 1.87% less
- Adamsburg: Insurance costs 0.07% more
- Westmoreland City: Insurance costs 1.65% less
- Harrison City: Insurance costs 0.50% more
- Claridge: Insurance costs 2.30% less
- North Irwin: Insurance costs 1.87% less
- Irwin: Insurance costs 1.29% less
- Arona: Insurance costs 1.51% less
Cities with Similar Populations
- Elk Horn: Insurance costs 12.12% less
- Tatum: Insurance costs 9.68% less
- Tarpley: Insurance costs 15.28% more
- Gulf Stream: Insurance costs 122.31% more
- Frazer: Insurance costs 46.34% more
- Forest Falls: Insurance costs 42.11% more
- Footville: Insurance costs 21.02% less
- Finley: Insurance costs 33.50% more
- Fairchild Air Force Base: Insurance costs 4.23% less
- Eugene: Insurance costs 28.55% more