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Get Cheap Car Insurance in Pennington, MN
We monitor insurance prices, helping the average driver in Pennington save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Pennington
The chart below shows the cheapest car insurance company in Pennington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Pennington Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Auto-Owners Insurance | $59 |
| Kemper | $62 |
| American Family Insurance | $62 |
Savings for Every Kind of Pennington Driver
Based on our extensive insurance data, we know the average Pennington driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $446 per year by choosing the right vehicle insurance company. Some Pennington residents are paying out over $1,658 extra every year for auto insurance in Pennington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pennington, MN Savings / Yr. |
|---|---|
$446 |
|
$562 |
|
$361 |
|
$734 |
|
$1,258 |
|
$373 |
|
$980 |
Pennington Car Insurance vs. Minnesota
People living in Pennington pay an average of 3.24% more than the typical driver in the state. The average driver in Pennington can expect to pay about $858 per year, or $1,658 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Pennington for most people.
Car Insurance Prices by Pennington Neighborhood
Insurance Prices
Where is insurance cheapest within Pennington?
The map shows insurance prices in and around Pennington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $70 per year within the city boundaries, with insurance premiums ranging from a high of $1,660 to a low of $1,590. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Pennington.Pick the Best Car Insurance Company for You in Pennington
The best car insurance provider for most drivers in Pennington
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $446 over the average Pennington car insurance company.
The best car insurance provider for Pennington drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $562 over the competition.
The best car insurance company for Pennington drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $361 better than other car insurance companies.
The best auto insurance for Pennington drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $734 less each year.
The least expensive car insurance company for new and young drivers in Pennington
In Pennington, State Farm costs young drivers $1,258 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pennington
State Farm gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average Pennington couple's premiums.
The cheapest car insurance in Pennington for drivers with bad credit
The best Pennington car insurance company for customer service
Nationwide was the best company for customer service in Pennington according to the NAIC.
Recent price drops
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The cheapest large national provider in Pennington
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pennington driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pennington, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Pennington
What Influences the Cost of Car Insurance in Pennington?
On average, car insurance in Pennington is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pennington is 30 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pennington are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Pennington is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pennington is $71 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cass Lake: Insurance costs 2.96% less
- Farris: Insurance costs 2.96% less
- Turtle River: Insurance costs 4.04% less
- Schley: Insurance costs 1.75% less
- Tenstrike: Insurance costs 2.77% less
- Bemidji: Insurance costs 4.28% less
- Hines: Insurance costs 2.35% less
- Bena: Insurance costs 1.75% less
- Laporte: Insurance costs 3.50% less
- Blackduck: Insurance costs 2.47% less
Cities with Similar Populations
- Flat Rock: Insurance costs 14.41% less
- Gracey: Insurance costs 21.47% more
- Gordonville: Insurance costs 5.01% more
- Gilbert: Insurance costs 77.32% more
- Garland: Insurance costs 16.53% less
- Garden Prairie: Insurance costs 10.07% less
- Fulton: Insurance costs 34.02% less
- Frost: Insurance costs 2.23% less
- Freedom: Insurance costs 41.80% less
- Freedom: Insurance costs 26.42% less