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Get Cheap Car Insurance in Penton, NJ
We monitor insurance prices, helping the average driver in Penton save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Penton
The chart below shows the cheapest car insurance company in Penton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Penton Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Geico | $62 |
| Plymouth Rock Assurance | $76 |
| NJM | $89 |
Savings for Every Kind of Penton Driver
Based on our extensive insurance data, we know the average Penton driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $467 per year by choosing the right vehicle insurance company. Some Penton residents are paying out over $1,783 extra every year for auto insurance in Penton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Penton, NJ Savings / Yr. |
|---|---|
$467 |
|
$867 |
|
$666 |
|
$574 |
|
$2,306 |
|
$450 |
|
$699 |
Penton Car Insurance vs. New Jersey
People living in Penton pay an average of 1.82% less than the typical driver in the state. The average driver in Penton can expect to pay about $1,063 per year, or $1,783 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Penton for most people.
Car Insurance Prices by Penton Neighborhood
Insurance Prices
Where is insurance cheapest within Penton?
The map shows insurance prices in and around Penton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $24 per year within the city boundaries, with insurance premiums ranging from a high of $1,795 to a low of $1,771. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Penton.Pick the Best Car Insurance Company for You in Penton
The best car insurance provider for most drivers in Penton
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $467 over the average Penton car insurance company.
The best car insurance provider for Penton drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $867 over the competition.
The best car insurance company for Penton drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $666 better than other car insurance companies.
The best auto insurance for Penton drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $574 less each year.
The least expensive car insurance company for new and young drivers in Penton
In Penton, Geico costs young drivers $2,306 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Penton
Geico gave the largest car insurance discounts to married couples, averaging $450 saved each year compared to an average Penton couple's premiums.
The cheapest car insurance in Penton for drivers with bad credit
The best Penton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Penton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Penton driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Penton, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Penton
What Influences the Cost of Car Insurance in Penton?
On average, car insurance in Penton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Penton is 33 minutes, which is far less than average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Penton are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Penton has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Penton is $89 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Quinton: Insurance costs 0.62% less
- Salem: Insurance costs 7.40% more
- Pointers: Insurance costs 0.50% more
- Alloway: Insurance costs 3.53% less
- Portertown: Insurance costs 0.39% more
- Woodmere: Insurance costs 1.40% less
- Marshalltown: Insurance costs 0.62% more
- Sinnickson Landing: Insurance costs 0.90% more
- Sharptown: Insurance costs 0.11% less
- Hancocks Bridge: Insurance costs 2.08% less
Cities with Similar Populations
- Shafer Location: Insurance costs 61.30% more
- Mantua: Insurance costs 9.93% less
- Marion: Insurance costs 16.15% less
- Markton: Insurance costs 34.60% less
- Seger: Insurance costs 22.43% less
- Seneca: Insurance costs 7.29% less
- Seney: Insurance costs 50.98% more
- Seven Pines: Insurance costs 17.11% less
- Seven Sisters: Insurance costs 6.06% less
- Sexton: Insurance costs 4.09% less