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Get Cheap Car Insurance in Peoria, MO
We monitor insurance prices, helping the average driver in Peoria save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Peoria
The chart below shows the cheapest car insurance company in Peoria for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Peoria Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Travelers | $69 |
| Safeco Insurance | $70 |
| Clearcover | $75 |
Savings for Every Kind of Peoria Driver
Based on our extensive insurance data, we know the average Peoria driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $489 per year by choosing the right vehicle insurance company. Some Peoria residents are paying out over $1,814 extra every year for auto insurance in Peoria. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Peoria, MO Savings / Yr. |
|---|---|
$489 |
|
$683 |
|
$624 |
|
$699 |
|
$1,474 |
|
$381 |
|
$584 |
Peoria Car Insurance vs. Missouri
People living in Peoria pay an average of 0.70% more than the typical driver in the state. The average driver in Peoria can expect to pay about $1,117 per year, or $1,814 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Peoria for most people.
Car Insurance Prices by Peoria Neighborhood
Insurance Prices
Where is insurance cheapest within Peoria?
The map shows insurance prices in and around Peoria, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $49 per year within the city boundaries, with insurance premiums ranging from a high of $1,839 to a low of $1,790. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Peoria.Pick the Best Car Insurance Company for You in Peoria
The best car insurance provider for most drivers in Peoria
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $489 over the average Peoria car insurance company.
The best car insurance provider for Peoria drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $683 over the competition.
The best car insurance company for Peoria drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $624 better than other car insurance companies.
The best auto insurance for Peoria drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $699 less each year.
The least expensive car insurance company for new and young drivers in Peoria
In Peoria, Travelers costs young drivers $1,474 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Peoria
State Farm gave the largest car insurance discounts to married couples, averaging $381 saved each year compared to an average Peoria couple's premiums.
The cheapest car insurance in Peoria for drivers with bad credit
The best Peoria car insurance company for customer service
Recent price drops
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The cheapest large national provider in Peoria
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Peoria driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Peoria, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Peoria
What Influences the Cost of Car Insurance in Peoria?
On average, car insurance in Peoria is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Peoria is 47 minutes, which is far more than average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Peoria are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Peoria has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Peoria is $93 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Belgrade: Insurance costs 1.32% more
- Caledonia: Insurance costs 0.39% less
- Sunlight: Insurance costs 0.83% more
- Belleview: Insurance costs 0.88% less
- Goodland: Insurance costs 1.10% less
- Irondale: Insurance costs 1.05% more
- Middle Brook: Insurance costs 0.22% more
- Iron Mountain: Insurance costs 0.22% less
- Viburnum: Insurance costs 1.05% less
- Snow Hollow Lake: Insurance costs 1.27% more
Cities with Similar Populations
- Spencers Mill: Insurance costs 25.85% less
- Hesper: Insurance costs 16.10% less
- High Shoals: Insurance costs 5.35% less
- Hildebrand: Insurance costs 23.59% less
- Hillsboro: Insurance costs 33.68% less
- Hillside: Insurance costs 25.41% less
- Snyderville: Insurance costs 40.63% less
- South Hornell: Insurance costs 11.03% more
- South Ripley: Insurance costs 18.14% more
- Herold: Insurance costs 17.48% less