Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Perdido, AL
We monitor insurance prices, helping the average driver in Perdido save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Perdido
The chart below shows the cheapest car insurance company in Perdido for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Perdido Insurer | Monthly Cost |
|---|---|
| Travelers | $67 |
| Gainsco | $70 |
| State Farm | $73 |
| Safe Auto | $74 |
Savings for Every Kind of Perdido Driver
Based on our extensive insurance data, we know the average Perdido driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $375 per year by choosing the right vehicle insurance company. Some Perdido residents are paying out over $1,514 extra every year for auto insurance in Perdido. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Perdido, AL Savings / Yr. |
|---|---|
$375 |
|
$510 |
|
$478 |
|
$542 |
|
$1,177 |
|
$65 |
|
$320 |
Perdido Car Insurance vs. Alabama
People living in Perdido pay an average of 5.55% less than the typical driver in the state. The average driver in Perdido can expect to pay about $999 per year, or $1,514 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Perdido for most people.
Car Insurance Prices by Perdido Neighborhood
Insurance Prices
Where is insurance cheapest within Perdido?
The map shows insurance prices in and around Perdido, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $29 per year within the city boundaries, with insurance premiums ranging from a high of $1,540 to a low of $1,511. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Perdido.Pick the Best Car Insurance Company for You in Perdido
The best car insurance provider for most drivers in Perdido
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $375 over the average Perdido car insurance company.
The best car insurance provider for Perdido drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $510 over the competition.
The best car insurance company for Perdido drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $478 better than other car insurance companies.
The best auto insurance for Perdido drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $542 less each year.
The least expensive car insurance company for new and young drivers in Perdido
In Perdido, Travelers costs young drivers $1,177 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Perdido
State Farm gave the largest car insurance discounts to married couples, averaging $65 saved each year compared to an average Perdido couple's premiums.
The cheapest car insurance in Perdido for drivers with bad credit
The best Perdido car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Perdido, which was better than other insurers.
The cheapest large national provider in Perdido
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Perdido driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Perdido, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Perdido
What Influences the Cost of Car Insurance in Perdido?
On average, car insurance in Perdido is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Perdido are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Perdido has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Perdido is $83 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Nokomis: Insurance costs 1.98% more
- Dyas: Insurance costs 0.26% more
- Rabun: Insurance costs 0.73% more
- Lottie: Insurance costs 0.07% less
- Freemanville: Insurance costs 3.24% more
- Poarch: Insurance costs 0.07% less
- Atmore: Insurance costs 1.98% more
- Martinville: Insurance costs 3.04% less
- Walnut Hill: Insurance costs 61.89% more
- Jack Springs: Insurance costs 0.07% less
Cities with Similar Populations
- Mignon: Insurance costs 0.66% more
- Segno: Insurance costs 8.19% more
- Sedan: Insurance costs 2.71% more
- Ryan: Insurance costs 5.02% more
- Russellville: Insurance costs 25.56% less
- Round Mountain: Insurance costs 32.50% more
- Riverton: Insurance costs 0.33% more
- North Carver: Insurance costs 7.13% more
- Murtaugh: Insurance costs 27.34% less
- Mountainair: Insurance costs 3.04% less