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Get Cheap Car Insurance in Perry, FL
We monitor insurance prices, helping the average driver in Perry save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Perry
The chart below shows the cheapest car insurance company in Perry for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Perry Insurer | Monthly Cost |
|---|---|
| Geico | $119 |
| State Farm | $126 |
| Gainsco | $164 |
| Bristol West | $164 |
Savings for Every Kind of Perry Driver
Based on our extensive insurance data, we know the average Perry driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $727 per year by choosing the right vehicle insurance company. Some Perry residents are paying out over $2,485 extra every year for auto insurance in Perry. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Perry, FL Savings / Yr. |
|---|---|
$727 |
|
$1,068 |
|
$821 |
|
$813 |
|
$2,582 |
|
$706 |
|
$1,028 |
Perry Car Insurance vs. Florida
People living in Perry pay an average of 5.92% less than the typical driver in the state. The average driver in Perry can expect to pay about $2,269 per year, or $2,485 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Perry for most people.
Car Insurance Prices by Perry Neighborhood
Insurance Prices
Where is insurance cheapest within Perry?
The map shows insurance prices in and around Perry, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $532 per year within the city boundaries, with insurance premiums ranging from a high of $2,912 to a low of $2,380. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Perry.Pick the Best Car Insurance Company for You in Perry
The best car insurance provider for most drivers in Perry
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $727 over the average Perry car insurance company.
The best car insurance provider for Perry drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,068 over the competition.
The best car insurance company for Perry drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $821 better than other car insurance companies.
The best auto insurance for Perry drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $813 less each year.
The least expensive car insurance company for new and young drivers in Perry
In Perry, Geico costs young drivers $2,582 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Perry
Geico gave the largest car insurance discounts to married couples, averaging $706 saved each year compared to an average Perry couple's premiums.
The cheapest car insurance in Perry for drivers with bad credit
The best Perry car insurance company for customer service
Recent price drops
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The cheapest large national provider in Perry
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Perry driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Perry, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Perry
What Influences the Cost of Car Insurance in Perry?
On average, car insurance in Perry is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Perry is 30 minutes, which is a little less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Perry are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Perry is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Perry is $189 per month for minimum coverage and $207 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hampton Springs: Insurance costs 0.52% less
- Dekle Beach: Insurance costs 2.17% less
- Nutall Rise: Insurance costs 3.38% less
- Townsend: Insurance costs 0.64% less
- Nash: Insurance costs 3.02% more
- Cooks Hammock: Insurance costs 2.09% less
- Mayo: Insurance costs 3.42% less
- Luraville: Insurance costs 3.54% less
- Day: Insurance costs 5.03% less
- St. Marks: Insurance costs 3.50% less
Cities with Similar Populations
- La Marque: Insurance costs 27.57% less
- La Crescenta: Insurance costs 4.10% less
- Kingsburg: Insurance costs 20.08% less
- Kings Park: Insurance costs 3.62% more
- Abington: Insurance costs 29.62% less
- Kathleen: Insurance costs 31.55% less
- Johnson City: Insurance costs 10.42% less
- Jeannette: Insurance costs 45.27% less
- La Plata: Insurance costs 23.78% less
- Jamestown: Insurance costs 45.27% less