Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Perth, NY
We monitor insurance prices, helping the average driver in Perth save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Perth
The chart below shows the cheapest car insurance company in Perth for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Perth Insurer | Monthly Cost |
|---|---|
| Kemper | $78 |
| Plymouth Rock Assurance | $104 |
| Safeco Insurance | $112 |
| Geico | $117 |
Savings for Every Kind of Perth Driver
Based on our extensive insurance data, we know the average Perth driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $636 per year by choosing the right vehicle insurance company. Some Perth residents are paying out over $2,133 extra every year for auto insurance in Perth. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Perth, NY Savings / Yr. |
|---|---|
$636 |
|
$406 |
|
$810 |
|
$820 |
|
$2,008 |
|
$672 |
|
$1,071 |
Perth Car Insurance vs. New York
People living in Perth pay an average of 12.03% less than the typical driver in the state. The average driver in Perth can expect to pay about $1,547 per year, or $2,133 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Perth for most people.
Car Insurance Prices by Perth Neighborhood
Insurance Prices
Where is insurance cheapest within Perth?
The map shows insurance prices in and around Perth, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $98 per year within the city boundaries, with insurance premiums ranging from a high of $2,153 to a low of $2,055. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Perth.Pick the Best Car Insurance Company for You in Perth
The best car insurance provider for most drivers in Perth
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $636 over the average Perth car insurance company.
The best car insurance provider for Perth drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $406 over the competition.
The best car insurance company for Perth drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $810 better than other car insurance companies.
The best auto insurance for Perth drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $820 less each year.
The least expensive car insurance company for new and young drivers in Perth
In Perth, Progressive costs young drivers $2,008 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Perth
Progressive gave the largest car insurance discounts to married couples, averaging $672 saved each year compared to an average Perth couple's premiums.
The cheapest car insurance in Perth for drivers with bad credit
The best Perth car insurance company for customer service
Recent price drops
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The cheapest large national provider in Perth
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Perth driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Perth, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Perth
What Influences the Cost of Car Insurance in Perth?
On average, car insurance in Perth is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Perth is 34 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Perth are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Perth is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Perth is $129 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wallins Corner: Insurance costs 1.88% less
- Hagaman: Insurance costs 1.31% less
- Fort Johnson: Insurance costs 0.09% less
- Broadalbin: Insurance costs 1.50% less
- Progress: Insurance costs 0.61% less
- Amsterdam: Insurance costs 6.75% more
- West Galway: Insurance costs 1.50% less
- Manny Corners: Insurance costs 1.13% less
- Tribes Hill: Insurance costs 1.64% less
- Hagedorns Mills: Insurance costs 1.78% less
Cities with Similar Populations
- Alcester: Insurance costs 26.77% less
- Valparaiso: Insurance costs 34.55% less
- Watson: Insurance costs 24.71% less
- Whitehorse: Insurance costs 31.04% less
- Williamsport: Insurance costs 36.57% less
- Williford: Insurance costs 21.47% less
- Canton: Insurance costs 28.32% less
- Camargo: Insurance costs 1.55% less
- Calvert: Insurance costs 23.49% less
- Butlerville: Insurance costs 44.02% less