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Get Cheap Car Insurance in Pheasant Hill, Dayton, OH
We monitor insurance prices, helping the average driver in Pheasant Hill save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Pheasant Hill
The chart below shows the cheapest car insurance company in Pheasant Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Pheasant Hill Insurer | Monthly Cost |
|---|---|
| State Farm | $46 |
| Safeco Insurance | $48 |
| Travelers | $49 |
| Mile Auto | $51 |
Savings for Every Kind of Pheasant Hill Driver
Based on our extensive insurance data, we know the average Pheasant Hill driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $297 per year by choosing the right vehicle insurance company. Some Pheasant Hill residents are paying out over $1,125 extra every year for auto insurance in Pheasant Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pheasant Hill, Dayton, OH Savings / Yr. |
|---|---|
$297 |
|
$505 |
|
$427 |
|
$456 |
|
$1,092 |
|
$310 |
|
$435 |
Pheasant Hill Car Insurance vs. Dayton
People living in Pheasant Hill pay an average of 0.09% more than the typical driver in the state. The average driver in Pheasant Hill can expect to pay about $760 per year, or $1,125 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Pheasant Hill for most people.
Car Insurance Prices by Pheasant Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Pheasant Hill?
The map shows insurance prices in and around Pheasant Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,125 to a low of $1,125. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Pheasant Hill.Pick the Best Car Insurance Company for You in Pheasant Hill
The best car insurance provider for most drivers in Pheasant Hill
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $297 over the average Pheasant Hill car insurance company.
The best car insurance provider for Pheasant Hill drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $505 over the competition.
The best car insurance company for Pheasant Hill drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $427 better than other car insurance companies.
The best auto insurance for Pheasant Hill drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $456 less each year.
The least expensive car insurance company for new and young drivers in Pheasant Hill
In Pheasant Hill, Geico costs young drivers $1,092 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pheasant Hill
State Farm gave the largest car insurance discounts to married couples, averaging $310 saved each year compared to an average Pheasant Hill couple's premiums.
The cheapest car insurance in Pheasant Hill for drivers with bad credit
The best Pheasant Hill car insurance company for customer service
Nationwide was the best company for customer service in Pheasant Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Pheasant Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pheasant Hill driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pheasant Hill, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Pheasant Hill
What Influences the Cost of Car Insurance in Pheasant Hill?
On average, car insurance in Pheasant Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Pheasant Hill is 28 minutes, which is a little more than average for a driver in the city.
- Ohio state insurance regulations may allow for lower prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pheasant Hill are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Pheasant Hill is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pheasant Hill is $63 per month for minimum coverage and $94 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Forest Ridge-Quail Hollow: Insurance costs 4.80% more
- Old North Dayton: Insurance costs 12.80% more
- Wright View: Insurance costs 7.56% more
- Eastern Hills: Insurance costs 3.38% more
- Burkhardt: Insurance costs 8.36% more
- North Riverdale: Insurance costs 20.18% more
- Linden Heights: Insurance costs 1.69% more
- Walnut Hills-Dayton: Insurance costs 2.67% more
- Hillcrest: Insurance costs 19.47% more
- Belmont: Insurance costs 2.22% more
Neighborhoods with Similar Populations
- Town of Blake: Insurance costs 115.91% more
- White Caps: Insurance costs 4.18% more
- Holly: Insurance costs 67.38% more
- Clifton: Insurance costs 90.93% more
- Spring Glen: Insurance costs 83.20% more
- South Ruffner: Insurance costs 31.20% more
- South End: Insurance costs 104.62% more
- Rancho Fontana: Insurance costs 103.11% more
- Providence Estates East: Insurance costs 16.27% more
- Perry South: Insurance costs 42.04% more