Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Pheasant Run, Aurora, CO

We monitor insurance prices, helping the average driver in Pheasant Run save up to 30.1% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Pheasant Run

The chart below shows the cheapest car insurance company in Pheasant Run for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.

 
Pheasant Run Insurer Monthly Cost
State Farm $72
Bristol West $85
Safeco Insurance $86
Geico $89

Savings for Every Kind of Pheasant Run Driver

The table shows how much the average auto insurance customer in Pheasant Run might save by following our recommendations.

Based on our extensive insurance data, we know the average Pheasant Run driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $450 per year by choosing the right vehicle insurance company. Some Pheasant Run residents are paying out over $2,102 extra every year for auto insurance in Pheasant Run. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Pheasant Run Car Insurance vs. Aurora

People living in Pheasant Run pay an average of 11.22% more than the typical driver in the state. The average driver in Pheasant Run can expect to pay about $1,228 per year, or $2,102 for full coverage.

Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Pheasant Run for most people.

Car Insurance Prices by Pheasant Run Neighborhood

Pheasant Run, Aurora, CO map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Pheasant Run?

The map shows insurance prices in and around Pheasant Run, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $81 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,118 to a low of $2,037. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Pheasant Run.

Pick the Best Car Insurance Company for You in Pheasant Run

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Pheasant Run insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Pheasant Run

For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $450 over the average Pheasant Run car insurance company.

Visit Site

We use the average good driver, paying $138 per month, as our baseline for pricing in Pheasant Run. Geico, Travelers, and Auto-Owners Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Pheasant Run drivers with accidents on their records

In Pheasant Run getting into an accident will raise premiums an average 34% for a yearly cost of $3,170. That's $1,068 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Bristol West are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $803 over the competition.

Visit Site

The best car insurance company for Pheasant Run drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $646 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Pheasant Run, tickets raise premiums on new quotes about $718. If you have a speeding ticket, we recommend State Farm, Geico, and Bristol West for savings that beat the average insurance cost of $2,820 per year.

The best auto insurance for Pheasant Run drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,311 per year in auto insurance premiums, which was $1,209 more than a driver with no major issues. State Farm, Travelers, and Bristol West penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $691 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Pheasant Run

In Pheasant Run, State Farm costs young drivers $2,044 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Pheasant Run. With an average cost of $6,801 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Pheasant Run

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $135. State Farm, Geico, and Progressive provided the largest discounts to couples living in Pheasant Run.

State Farm gave the largest car insurance discounts to married couples, averaging $542 saved each year compared to an average Pheasant Run couple's premiums.

Visit Site

The cheapest car insurance in Pheasant Run for drivers with bad credit

People with poor credit saved an average of $793 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,199 every year. Premiums for people with poor credit were about $3,301 in Pheasant Run. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Bristol West.

The best Pheasant Run car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Pheasant Run, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks American Family Insurance as the best provider in Pheasant Run.

Nationwide was the best company for customer service in Pheasant Run according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Pheasant Run, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Pheasant Run. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Pheasant Run

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 35% of Pheasant Run residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Pheasant Run driver can expect to pay about $128 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pheasant Run, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Pheasant Run

What Influences the Cost of Car Insurance in Pheasant Run?

On average, car insurance in Pheasant Run is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Pheasant Run is 36 minutes, which is far more than average for a driver in the city.
  • Colorado state insurance regulations may require higher prices.
  • An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Pheasant Run are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
  • Pheasant Run is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Pheasant Run is $102 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Pheasant Run driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Pheasant Run with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.