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Get Cheap Car Insurance in Philadelphia, MS
We monitor insurance prices, helping the average driver in Philadelphia save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Philadelphia
The chart below shows the cheapest car insurance company in Philadelphia for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Philadelphia Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Farm Bureau | $64 |
| Safeco Insurance | $66 |
| Progressive | $73 |
Savings for Every Kind of Philadelphia Driver
Based on our extensive insurance data, we know the average Philadelphia driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $288 per year by choosing the right vehicle insurance company. Some Philadelphia residents are paying out over $1,684 extra every year for auto insurance in Philadelphia. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Philadelphia, MS Savings / Yr. |
|---|---|
$288 |
|
$480 |
|
$375 |
|
$737 |
|
$1,708 |
|
$246 |
|
$751 |
Philadelphia Car Insurance vs. Mississippi
People living in Philadelphia pay an average of 1.42% less than the typical driver in the state. The average driver in Philadelphia can expect to pay about $958 per year, or $1,684 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Philadelphia for most people.
Car Insurance Prices by Philadelphia Neighborhood
Insurance Prices
Where is insurance cheapest within Philadelphia?
The map shows insurance prices in and around Philadelphia, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $182 per year within the city boundaries, with insurance premiums ranging from a high of $1,770 to a low of $1,588. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Philadelphia.Pick the Best Car Insurance Company for You in Philadelphia
The best car insurance provider for most drivers in Philadelphia
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $288 over the average Philadelphia car insurance company.
The best car insurance provider for Philadelphia drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $480 over the competition.
The best car insurance company for Philadelphia drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $375 better than other car insurance companies.
The best auto insurance for Philadelphia drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $737 less each year.
The least expensive car insurance company for new and young drivers in Philadelphia
In Philadelphia, Farm Bureau costs young drivers $1,708 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Philadelphia
Farm Bureau gave the largest car insurance discounts to married couples, averaging $246 saved each year compared to an average Philadelphia couple's premiums.
The cheapest car insurance in Philadelphia for drivers with bad credit
The best Philadelphia car insurance company for customer service
Nationwide was the best company for customer service in Philadelphia according to the NAIC.
Recent price drops
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The cheapest large national provider in Philadelphia
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Philadelphia driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Philadelphia, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Philadelphia
What Influences the Cost of Car Insurance in Philadelphia?
On average, car insurance in Philadelphia is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Philadelphia is 31 minutes, which is a little less than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Philadelphia are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Philadelphia is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Philadelphia is $80 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Longino: Insurance costs 0.42% more
- Deemer: Insurance costs 3.27% less
- Ocobla: Insurance costs 0.95% less
- Spring Creek: Insurance costs 0.36% more
- Burnside: Insurance costs 1.43% less
- Sandtown: Insurance costs 0.18% less
- McDonald: Insurance costs 3.21% less
- Trapp: Insurance costs 2.67% less
- Linwood: Insurance costs 2.55% less
- Pearl River: Insurance costs 2.32% less
Cities with Similar Populations
- Highland: Insurance costs 43.53% more
- Jackson: Insurance costs 32.90% less
- Ipswich: Insurance costs 8.49% less
- Inwood: Insurance costs 14.49% less
- Hudson Falls: Insurance costs 28.68% more
- Hopkins: Insurance costs 1.90% more
- Homosassa Springs: Insurance costs 43.94% more
- Holly Springs: Insurance costs 3.62% more
- Holly Hill: Insurance costs 47.45% more
- Holiday City-Berkeley: Insurance costs 6.47% more