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Get Cheap Car Insurance in Philippi, TN
We monitor insurance prices, helping the average driver in Philippi save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Philippi
The chart below shows the cheapest car insurance company in Philippi for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Philippi Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Geico | $56 |
| Farmers Insurance | $57 |
| Safeco Insurance | $57 |
Savings for Every Kind of Philippi Driver
Based on our extensive insurance data, we know the average Philippi driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $340 per year by choosing the right vehicle insurance company. Some Philippi residents are paying out over $1,334 extra every year for auto insurance in Philippi. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Philippi, TN Savings / Yr. |
|---|---|
$340 |
|
$614 |
|
$454 |
|
$519 |
|
$1,337 |
|
$322 |
|
$557 |
Philippi Car Insurance vs. Tennessee
People living in Philippi pay an average of 3.29% less than the typical driver in the state. The average driver in Philippi can expect to pay about $839 per year, or $1,334 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Philippi for most people.
Car Insurance Prices by Philippi Neighborhood
Insurance Prices
Where is insurance cheapest within Philippi?
The map shows insurance prices in and around Philippi, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $42 per year within the city boundaries, with insurance premiums ranging from a high of $1,370 to a low of $1,328. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Philippi.Pick the Best Car Insurance Company for You in Philippi
The best car insurance provider for most drivers in Philippi
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $340 over the average Philippi car insurance company.
The best car insurance provider for Philippi drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $614 over the competition.
The best car insurance company for Philippi drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $454 better than other car insurance companies.
The best auto insurance for Philippi drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $519 less each year.
The least expensive car insurance company for new and young drivers in Philippi
In Philippi, State Farm costs young drivers $1,337 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Philippi
State Farm gave the largest car insurance discounts to married couples, averaging $322 saved each year compared to an average Philippi couple's premiums.
The cheapest car insurance in Philippi for drivers with bad credit
The best Philippi car insurance company for customer service
Recent price drops
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The cheapest large national provider in Philippi
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Philippi driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Philippi, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Philippi
What Influences the Cost of Car Insurance in Philippi?
On average, car insurance in Philippi is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Philippi is 34 minutes, which is about the national average for a driver in the state.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Philippi are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Philippi is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Philippi is $70 per month for minimum coverage and $111 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Buckner: Insurance costs 0.45% less
- Smithville: Insurance costs 0.15% more
- Snows Hill: Insurance costs 0.45% more
- Watkins: Insurance costs 2.10% less
- Johnsons Chapel: Insurance costs 0.60% more
- Silver Point: Insurance costs 1.65% more
- Peeled Chestnut: Insurance costs 0.90% more
- Temperance Hall: Insurance costs 0.15% more
- Dowelltown: Insurance costs 0.75% more
- Lancaster: Insurance costs 0.97% less
Cities with Similar Populations
- Florence: Insurance costs 1.27% more
- Durham: Insurance costs 27.06% more
- East Lebanon: Insurance costs 28.49% less
- East Lynn: Insurance costs 21.81% more
- Elbing: Insurance costs 16.04% more
- Elderon: Insurance costs 15.29% less
- Elliott: Insurance costs 7.05% less
- Esofea: Insurance costs 15.59% less
- Flint: Insurance costs 12.97% less
- Dull: Insurance costs 2.02% more