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Get Cheap Car Insurance in Phillips Hill, DE
We monitor insurance prices, helping the average driver in Phillips Hill save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in Phillips Hill
The chart below shows the cheapest car insurance company in Phillips Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| Phillips Hill Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $73 |
| State Farm | $74 |
| Travelers | $74 |
| Dairyland | $87 |
Savings for Every Kind of Phillips Hill Driver
Based on our extensive insurance data, we know the average Phillips Hill driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $409 per year by choosing the right vehicle insurance company. Some Phillips Hill residents are paying out over $1,769 extra every year for auto insurance in Phillips Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Phillips Hill, DE Savings / Yr. |
|---|---|
$409 |
|
$692 |
|
$469 |
|
$404 |
|
$1,951 |
|
$416 |
|
$442 |
Phillips Hill Car Insurance vs. Delaware
People living in Phillips Hill pay an average of 4.92% less than the typical driver in the state. The average driver in Phillips Hill can expect to pay about $1,171 per year, or $1,769 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Phillips Hill for most people.
Car Insurance Prices by Phillips Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Phillips Hill?
The map shows insurance prices in and around Phillips Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $13 per year within the city boundaries, with insurance premiums ranging from a high of $1,771 to a low of $1,758. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Phillips Hill.Pick the Best Car Insurance Company for You in Phillips Hill
The best car insurance provider for most drivers in Phillips Hill
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $409 over the average Phillips Hill car insurance company.
The best car insurance provider for Phillips Hill drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $692 over the competition.
The best car insurance company for Phillips Hill drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $469 better than other car insurance companies.
The best auto insurance for Phillips Hill drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $404 less each year.
The least expensive car insurance company for new and young drivers in Phillips Hill
In Phillips Hill, State Farm costs young drivers $1,951 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Phillips Hill
State Farm gave the largest car insurance discounts to married couples, averaging $416 saved each year compared to an average Phillips Hill couple's premiums.
The cheapest car insurance in Phillips Hill for drivers with bad credit
The best Phillips Hill car insurance company for customer service
Nationwide was the best company for customer service in Phillips Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Phillips Hill
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Phillips Hill driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Phillips Hill, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Phillips Hill
What Influences the Cost of Car Insurance in Phillips Hill?
On average, car insurance in Phillips Hill is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Phillips Hill is 29 minutes, which is a little less than average for a driver in the state.
- Delaware state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Phillips Hill are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Phillips Hill is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Phillips Hill is $98 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mission: Insurance costs 0.45% more
- Shortly: Insurance costs 0.51% less
- Millsboro: Insurance costs 1.81% more
- Piney Grove: Insurance costs 1.07% more
- Riverdale: Insurance costs 0.40% more
- Lowes Crossroads: Insurance costs 0.11% more
- Georgetown: Insurance costs 3.00% more
- Dagsboro: Insurance costs 1.24% less
- Sycamore: Insurance costs 0.11% less
- Hardscrabble: Insurance costs 0.96% more
Cities with Similar Populations
- Social Hill: Insurance costs 5.37% less
- Skinner Crossroad: Insurance costs 25.72% less
- Skippers Corner: Insurance costs 31.83% less
- Skuna: Insurance costs 5.77% less
- Slick Rock: Insurance costs 1.58% more
- Sloan: Insurance costs 28.15% less
- Smith Corners: Insurance costs 17.52% more
- Smith Hill: Insurance costs 3.67% less
- Smithland: Insurance costs 20.01% less
- Smithview: Insurance costs 21.14% more