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Get Cheap Car Insurance in Phillipston, MA
We monitor insurance prices, helping the average driver in Phillipston save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Phillipston
The chart below shows the cheapest car insurance company in Phillipston for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Phillipston Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $38 |
| Geico | $41 |
| Midvale Home & Auto | $48 |
| Travelers | $60 |
Savings for Every Kind of Phillipston Driver
Based on our extensive insurance data, we know the average Phillipston driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $515 per year by choosing the right vehicle insurance company. Some Phillipston residents are paying out over $1,506 extra every year for auto insurance in Phillipston. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Phillipston, MA Savings / Yr. |
|---|---|
$515 |
|
$766 |
|
$637 |
|
$845 |
|
$1,865 |
|
$0 |
|
$0 |
Phillipston Car Insurance vs. Massachusetts
People living in Phillipston pay an average of 3.04% less than the typical driver in the state. The average driver in Phillipston can expect to pay about $647 per year, or $1,506 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Phillipston for most people.
Car Insurance Prices by Phillipston Neighborhood
Insurance Prices
Where is insurance cheapest within Phillipston?
The map shows insurance prices in and around Phillipston, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $37 per year within the city boundaries, with insurance premiums ranging from a high of $1,514 to a low of $1,477. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Phillipston.Pick the Best Car Insurance Company for You in Phillipston
The best car insurance provider for most drivers in Phillipston
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $515 over the average Phillipston car insurance company.
The best car insurance provider for Phillipston drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $766 over the competition.
The best car insurance company for Phillipston drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $637 better than other car insurance companies.
The best auto insurance for Phillipston drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $845 less each year.
The least expensive car insurance company for new and young drivers in Phillipston
In Phillipston, State Farm costs young drivers $1,865 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Phillipston
The cheapest car insurance in Phillipston for drivers with bad credit
The best Phillipston car insurance company for customer service
Nationwide was the best company for customer service in Phillipston according to the NAIC.
Recent price drops
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The cheapest large national provider in Phillipston
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Phillipston driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Phillipston, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Phillipston
What Influences the Cost of Car Insurance in Phillipston?
On average, car insurance in Phillipston is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Phillipston is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Phillipston is $54 per month for minimum coverage and $125 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Packard Heights: Insurance costs 0.46% less
- Phillipston Four Corners: Insurance costs 0.53% more
- Templeton: Insurance costs 0.46% more
- Petersham: Insurance costs 1.79% less
- Williamsville: Insurance costs 1.39% more
- South Athol: Insurance costs 2.12% less
- Athol: Insurance costs 1.86% more
- Pitcherville: Insurance costs 1.33% more
- East Templeton: Insurance costs 0.53% more
- Baldwinville: Insurance costs 0.33% more
Cities with Similar Populations
- El Duende: Insurance costs 4.52% more
- Ernestville: Insurance costs 14.94% more
- Ephraim: Insurance costs 32.01% less
- Elva: Insurance costs 5.44% less
- Elmore: Insurance costs 28.29% less
- Elmer: Insurance costs 91.10% more
- Elm View: Insurance costs 28.09% more
- Elliston: Insurance costs 3.85% more
- Elk Creek: Insurance costs 22.31% more
- Estrella: Insurance costs 22.38% more