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Get Cheap Car Insurance in Phoenixville, PA
We monitor insurance prices, helping the average driver in Phoenixville save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Phoenixville
The chart below shows the cheapest car insurance company in Phoenixville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Phoenixville Insurer | Monthly Cost |
|---|---|
| Kemper | $52 |
| Metromile | $52 |
| Travelers | $53 |
| State Farm | $55 |
Savings for Every Kind of Phoenixville Driver
Based on our extensive insurance data, we know the average Phoenixville driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $394 per year by choosing the right vehicle insurance company. Some Phoenixville residents are paying out over $1,405 extra every year for auto insurance in Phoenixville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Phoenixville, PA Savings / Yr. |
|---|---|
$394 |
|
$697 |
|
$533 |
|
$635 |
|
$1,627 |
|
$282 |
|
$503 |
Phoenixville Car Insurance vs. Pennsylvania
People living in Phoenixville pay an average of 1.49% less than the typical driver in the state. The average driver in Phoenixville can expect to pay about $871 per year, or $1,405 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Phoenixville for most people.
Car Insurance Prices by Phoenixville Neighborhood
Insurance Prices
Where is insurance cheapest within Phoenixville?
The map shows insurance prices in and around Phoenixville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $155 per year within the city boundaries, with insurance premiums ranging from a high of $1,505 to a low of $1,350. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Phoenixville.Pick the Best Car Insurance Company for You in Phoenixville
The best car insurance provider for most drivers in Phoenixville
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $394 over the average Phoenixville car insurance company.
The best car insurance provider for Phoenixville drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $697 over the competition.
The best car insurance company for Phoenixville drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $533 better than other car insurance companies.
The best auto insurance for Phoenixville drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $635 less each year.
The least expensive car insurance company for new and young drivers in Phoenixville
In Phoenixville, Travelers costs young drivers $1,627 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Phoenixville
State Farm gave the largest car insurance discounts to married couples, averaging $282 saved each year compared to an average Phoenixville couple's premiums.
The cheapest car insurance in Phoenixville for drivers with bad credit
The best Phoenixville car insurance company for customer service
Nationwide was the best company for customer service in Phoenixville according to the NAIC.
Recent price drops
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The cheapest large national provider in Phoenixville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Phoenixville driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Phoenixville, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Phoenixville
What Influences the Cost of Car Insurance in Phoenixville?
On average, car insurance in Phoenixville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Phoenixville is 34 minutes, which is about the national average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Phoenixville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Phoenixville has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Phoenixville is $73 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mont Clare: Insurance costs 0.57% more
- Oaks: Insurance costs 0.21% less
- Valley Forge: Insurance costs 0.71% less
- Kimberton: Insurance costs 1.64% less
- Devault: Insurance costs 1.28% less
- Uwchland: Insurance costs 0.07% more
- Spring City: Insurance costs 0.57% less
- Audubon: Insurance costs 0.93% less
- Royersford: Insurance costs 0.36% less
- Chesterbrook: Insurance costs 1.57% more
Cities with Similar Populations
- Manitowoc: Insurance costs 22.14% less
- Sandusky: Insurance costs 20.21% less
- San Dimas: Insurance costs 54.73% more
- Milledgeville: Insurance costs 27.33% more
- Midvale: Insurance costs 8.68% more
- Michigan City: Insurance costs 12.31% less
- Merrillville: Insurance costs 1.64% less
- Marrero: Insurance costs 158.43% more
- Marion: Insurance costs 15.16% less
- Saratoga Springs: Insurance costs 57.08% more