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Get Cheap Car Insurance in Pico-Lowell, Santa Ana, CA
We monitor insurance prices, helping the average driver in Pico-Lowell save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Pico-Lowell
The chart below shows the cheapest car insurance company in Pico-Lowell for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Pico-Lowell Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| Geico | $66 |
| Progressive | $71 |
| Travelers | $73 |
Savings for Every Kind of Pico-Lowell Driver
Based on our extensive insurance data, we know the average Pico-Lowell driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $745 per year by choosing the right vehicle insurance company. Some Pico-Lowell residents are paying out over $2,330 extra every year for auto insurance in Pico-Lowell. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pico-Lowell, Santa Ana, CA Savings / Yr. |
|---|---|
$745 |
|
$1,365 |
|
$1,079 |
|
$1,896 |
|
$974 |
|
$422 |
|
$0 |
Pico-Lowell Car Insurance vs. Santa Ana
People living in Pico-Lowell pay an average of 16.05% more than the typical driver in the state. The average driver in Pico-Lowell can expect to pay about $1,091 per year, or $2,330 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Pico-Lowell for most people.
Car Insurance Prices by Pico-Lowell Neighborhood
Insurance Prices
Where is insurance cheapest within Pico-Lowell?
The map shows insurance prices in and around Pico-Lowell, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $202 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,418 to a low of $2,216. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Pico-Lowell.Pick the Best Car Insurance Company for You in Pico-Lowell
The best car insurance provider for most drivers in Pico-Lowell
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $745 over the average Pico-Lowell car insurance company.
The best car insurance provider for Pico-Lowell drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,365 over the competition.
The best car insurance company for Pico-Lowell drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,079 better than other car insurance companies.
The best auto insurance for Pico-Lowell drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,896 less each year.
The least expensive car insurance company for new and young drivers in Pico-Lowell
In Pico-Lowell, State Farm costs young drivers $974 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pico-Lowell
Progressive gave the largest car insurance discounts to married couples, averaging $422 saved each year compared to an average Pico-Lowell couple's premiums.
The cheapest car insurance in Pico-Lowell for drivers with bad credit
The best Pico-Lowell car insurance company for customer service
Nationwide was the best company for customer service in Pico-Lowell according to the NAIC.
Recent price drops
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The cheapest large national provider in Pico-Lowell
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Pico-Lowell driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pico-Lowell, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Pico-Lowell
What Influences the Cost of Car Insurance in Pico-Lowell?
On average, car insurance in Pico-Lowell is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pico-Lowell are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Pico-Lowell is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pico-Lowell is $91 per month for minimum coverage and $194 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Henninger Park: Insurance costs 0.13% less
- Central City Santa Ana: Insurance costs 0.82% more
- Mid City-Santa Ana: Insurance costs 1.80% less
- Flower Park: Insurance costs 7.08% more
- Thornton Park: Insurance costs 7.98% less
- Wilshire Square: Insurance costs 0.77% more
- Eastside Santa Ana: Insurance costs 0.77% more
- New Horizons: Insurance costs 0.69% more
- Washington Square: Insurance costs 4.03% less
- Townsend-Raitt: Insurance costs 1.93% more
Neighborhoods with Similar Populations
- Bayview Area: Insurance costs 4.12% less
- Woodland Acres: Insurance costs 24.64% more
- Wolf Pen Creek District: Insurance costs 28.88% less
- Westpointe: Insurance costs 30.69% less
- West Cambridge: Insurance costs 24.25% less
- Walker's Point: Insurance costs 43.18% less
- Tatnuck: Insurance costs 27.34% less
- Midtown: Insurance costs 7.98% less
- Klondike: Insurance costs 8.11% less
- Glen Iris: Insurance costs 30.13% less