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Get Cheap Car Insurance in Pico, VA
We monitor insurance prices, helping the average driver in Pico save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Pico
The chart below shows the cheapest car insurance company in Pico for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Pico Insurer | Monthly Cost |
|---|---|
| Metromile | $44 |
| Geico | $49 |
| Farm Bureau | $52 |
| Safeco Insurance | $55 |
Savings for Every Kind of Pico Driver
Based on our extensive insurance data, we know the average Pico driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $456 per year by choosing the right vehicle insurance company. Some Pico residents are paying out over $1,210 extra every year for auto insurance in Pico. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pico, VA Savings / Yr. |
|---|---|
$456 |
|
$779 |
|
$666 |
|
$651 |
|
$1,066 |
|
$244 |
|
$439 |
Pico Car Insurance vs. Virginia
People living in Pico pay an average of 0.39% less than the typical driver in the state. The average driver in Pico can expect to pay about $838 per year, or $1,210 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Pico for most people.
Car Insurance Prices by Pico Neighborhood
Insurance Prices
Where is insurance cheapest within Pico?
The map shows insurance prices in and around Pico, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $25 per year within the city boundaries, with insurance premiums ranging from a high of $1,217 to a low of $1,192. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Pico.Pick the Best Car Insurance Company for You in Pico
The best car insurance provider for most drivers in Pico
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $456 over the average Pico car insurance company.
The best car insurance provider for Pico drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $779 over the competition.
The best car insurance company for Pico drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $666 better than other car insurance companies.
The best auto insurance for Pico drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $651 less each year.
The least expensive car insurance company for new and young drivers in Pico
In Pico, Erie Insurance costs young drivers $1,066 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pico
Farm Bureau gave the largest car insurance discounts to married couples, averaging $244 saved each year compared to an average Pico couple's premiums.
The cheapest car insurance in Pico for drivers with bad credit
The best Pico car insurance company for customer service
Recent price drops
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The cheapest large national provider in Pico
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pico driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pico, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Pico
What Influences the Cost of Car Insurance in Pico?
On average, car insurance in Pico is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pico is 39 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pico are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Pico is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pico is $70 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Buchanan: Insurance costs 0.83% less
- Lithia: Insurance costs 1.49% less
- Springwood: Insurance costs 1.24% less
- Montvale: Insurance costs 1.32% less
- Reba: Insurance costs 3.64% less
- Nace: Insurance costs 1.32% less
- Fincastle: Insurance costs 2.64% less
- Thaxton: Insurance costs 1.07% less
- Blue Ridge: Insurance costs 2.15% less
- Otterville: Insurance costs 4.13% less
Cities with Similar Populations
- Gunder: Insurance costs 1.65% more
- Tendal: Insurance costs 147.60% more
- Taylortown: Insurance costs 131.57% more
- Taylors Store: Insurance costs 5.37% more
- Tamarack: Insurance costs 36.86% more
- Talmage: Insurance costs 13.80% more
- Table Rock: Insurance costs 3.55% more
- Syringa: Insurance costs 5.79% less
- Sylvia: Insurance costs 27.69% more
- Sweet Springs: Insurance costs 21.74% more