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Get Cheap Car Insurance in Pierce, FL
We monitor insurance prices, helping the average driver in Pierce save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Pierce
The chart below shows the cheapest car insurance company in Pierce for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Pierce Insurer | Monthly Cost |
|---|---|
| Geico | $122 |
| State Farm | $129 |
| Gainsco | $168 |
| Bristol West | $168 |
Savings for Every Kind of Pierce Driver
Based on our extensive insurance data, we know the average Pierce driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $745 per year by choosing the right vehicle insurance company. Some Pierce residents are paying out over $2,547 extra every year for auto insurance in Pierce. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pierce, FL Savings / Yr. |
|---|---|
$745 |
|
$1,094 |
|
$842 |
|
$833 |
|
$2,647 |
|
$723 |
|
$1,054 |
Pierce Car Insurance vs. Florida
People living in Pierce pay an average of 3.58% less than the typical driver in the state. The average driver in Pierce can expect to pay about $2,326 per year, or $2,547 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Pierce for most people.
Car Insurance Prices by Pierce Neighborhood
Insurance Prices
Where is insurance cheapest within Pierce?
The map shows insurance prices in and around Pierce, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $109 per year within the city boundaries, with insurance premiums ranging from a high of $2,552 to a low of $2,443. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Pierce.Pick the Best Car Insurance Company for You in Pierce
The best car insurance provider for most drivers in Pierce
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $745 over the average Pierce car insurance company.
The best car insurance provider for Pierce drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,094 over the competition.
The best car insurance company for Pierce drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $842 better than other car insurance companies.
The best auto insurance for Pierce drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $833 less each year.
The least expensive car insurance company for new and young drivers in Pierce
In Pierce, Geico costs young drivers $2,647 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pierce
Geico gave the largest car insurance discounts to married couples, averaging $723 saved each year compared to an average Pierce couple's premiums.
The cheapest car insurance in Pierce for drivers with bad credit
The best Pierce car insurance company for customer service
Recent price drops
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The cheapest large national provider in Pierce
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pierce driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pierce, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Pierce
What Influences the Cost of Car Insurance in Pierce?
On average, car insurance in Pierce is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pierce are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Pierce is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pierce is $194 per month for minimum coverage and $212 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bradley: Insurance costs 0.20% more
- South Mulberry: Insurance costs 4.08% less
- Nichols: Insurance costs 4.08% less
- Oak Terrace: Insurance costs 0.20% more
- Homeland: Insurance costs 5.34% less
- Mulberry: Insurance costs 2.08% more
- Fuller Heights: Insurance costs 2.08% less
- Pembroke: Insurance costs 4.75% less
- Welcome: Insurance costs 2.79% more
- Bartow: Insurance costs 1.73% less
Cities with Similar Populations
- Harris: Insurance costs 46.21% less
- Gunpowder: Insurance costs 23.13% less
- Gurney: Insurance costs 53.79% less
- Guyanoga: Insurance costs 17.08% less
- Hacker Valley: Insurance costs 40.79% less
- Hackleman: Insurance costs 55.67% less
- Hadley: Insurance costs 42.60% less
- Hamilton: Insurance costs 34.43% less
- Harden City: Insurance costs 35.06% less
- Guardian: Insurance costs 40.87% less