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Get Cheap Car Insurance in Pilot Mountain, NC
We monitor insurance prices, helping the average driver in Pilot Mountain save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Pilot Mountain
The chart below shows the cheapest car insurance company in Pilot Mountain for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Pilot Mountain Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $46 |
| Erie Insurance | $46 |
| Farm Bureau | $49 |
| Progressive | $52 |
Savings for Every Kind of Pilot Mountain Driver
Based on our extensive insurance data, we know the average Pilot Mountain driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $232 per year by choosing the right vehicle insurance company. Some Pilot Mountain residents are paying out over $1,210 extra every year for auto insurance in Pilot Mountain. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pilot Mountain, NC Savings / Yr. |
|---|---|
$232 |
|
$505 |
|
$368 |
|
$939 |
|
$697 |
|
$281 |
|
$421 |
Pilot Mountain Car Insurance vs. North Carolina
People living in Pilot Mountain pay an average of 3.19% less than the typical driver in the state. The average driver in Pilot Mountain can expect to pay about $725 per year, or $1,210 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Pilot Mountain for most people.
Car Insurance Prices by Pilot Mountain Neighborhood
Insurance Prices
Where is insurance cheapest within Pilot Mountain?
The map shows insurance prices in and around Pilot Mountain, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $65 per year within the city boundaries, with insurance premiums ranging from a high of $1,249 to a low of $1,184. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of Pilot Mountain.Pick the Best Car Insurance Company for You in Pilot Mountain
The best car insurance provider for most drivers in Pilot Mountain
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $232 over the average Pilot Mountain car insurance company.
The best car insurance provider for Pilot Mountain drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $505 over the competition.
The best car insurance company for Pilot Mountain drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $368 better than other car insurance companies.
The best auto insurance for Pilot Mountain drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $939 less each year.
The least expensive car insurance company for new and young drivers in Pilot Mountain
In Pilot Mountain, State Farm costs young drivers $697 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pilot Mountain
Erie Insurance gave the largest car insurance discounts to married couples, averaging $281 saved each year compared to an average Pilot Mountain couple's premiums.
The cheapest car insurance in Pilot Mountain for drivers with bad credit
The best Pilot Mountain car insurance company for customer service
Nationwide was the best company for customer service in Pilot Mountain according to the NAIC.
Recent price drops
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The cheapest large national provider in Pilot Mountain
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pilot Mountain driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pilot Mountain, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Pilot Mountain
What Influences the Cost of Car Insurance in Pilot Mountain?
On average, car insurance in Pilot Mountain is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pilot Mountain are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Pilot Mountain is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pilot Mountain is $60 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ash Hill: Insurance costs 1.32% less
- Pinnacle: Insurance costs 0.08% less
- Ararat: Insurance costs 0.33% more
- Westfield: Insurance costs 0.58% more
- Siloam: Insurance costs 1.82% less
- Mount Airy: Insurance costs 0.25% more
- Francisco: Insurance costs 1.07% more
- Carters Mills: Insurance costs 3.72% less
- Toast: Insurance costs 2.15% less
- Dobson: Insurance costs 1.65% less
Cities with Similar Populations
- Fort Meade: Insurance costs 108.43% more
- Thompsonville: Insurance costs 71.24% more
- Thomaston: Insurance costs 57.44% more
- Thermalito: Insurance costs 62.56% more
- Thermal: Insurance costs 61.07% more
- Thatcher: Insurance costs 34.38% more
- Tequesta: Insurance costs 117.93% more
- Tenino: Insurance costs 16.61% more
- Tellico Village: Insurance costs 12.89% more
- Tea: Insurance costs 24.46% more