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Get Cheap Car Insurance in Pilsen, Chicago, IL
We monitor insurance prices, helping the average driver in Pilsen save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Pilsen
The chart below shows the cheapest car insurance company in Pilsen for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Pilsen Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Country Financial | $72 |
| Metromile | $79 |
| American Family Insurance | $84 |
Savings for Every Kind of Pilsen Driver
Based on our extensive insurance data, we know the average Pilsen driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $463 per year by choosing the right vehicle insurance company. Some Pilsen residents are paying out over $1,981 extra every year for auto insurance in Pilsen. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pilsen, Chicago, IL Savings / Yr. |
|---|---|
$463 |
|
$871 |
|
$696 |
|
$730 |
|
$1,799 |
|
$518 |
|
$665 |
Pilsen Car Insurance vs. Chicago
People living in Pilsen pay an average of 31.11% more than the typical driver in the state. The average driver in Pilsen can expect to pay about $1,176 per year, or $1,981 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Pilsen for most people.
Car Insurance Prices by Pilsen Neighborhood
Insurance Prices
Where is insurance cheapest within Pilsen?
The map shows insurance prices in and around Pilsen, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $131 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,028 to a low of $1,897. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Pilsen.Pick the Best Car Insurance Company for You in Pilsen
The best car insurance provider for most drivers in Pilsen
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $463 over the average Pilsen car insurance company.
The best car insurance provider for Pilsen drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $871 over the competition.
The best car insurance company for Pilsen drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $696 better than other car insurance companies.
The best auto insurance for Pilsen drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $730 less each year.
The least expensive car insurance company for new and young drivers in Pilsen
In Pilsen, State Farm costs young drivers $1,799 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pilsen
State Farm gave the largest car insurance discounts to married couples, averaging $518 saved each year compared to an average Pilsen couple's premiums.
The cheapest car insurance in Pilsen for drivers with bad credit
The best Pilsen car insurance company for customer service
Recent price drops
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The cheapest large national provider in Pilsen
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pilsen driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pilsen, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Pilsen
What Influences the Cost of Car Insurance in Pilsen?
On average, car insurance in Pilsen is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pilsen are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Pilsen is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pilsen is $98 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lower West Side: Insurance costs 0.91% more
- University Village: Insurance costs 5.86% less
- Locks: Insurance costs 3.89% less
- Near West Side: Insurance costs 6.87% less
- Armour Square: Insurance costs 0.45% less
- Bridgeport: Insurance costs 4.49% less
- Greektown: Insurance costs 13.02% less
- Claremont Cottages: Insurance costs 4.24% less
- Near South Side: Insurance costs 7.82% less
- Mount Pleasant: Insurance costs 1.21% less
Neighborhoods with Similar Populations
- West Side: Insurance costs 28.27% less
- East San Gabriel: Insurance costs 15.95% more
- Ellerbee Woods: Insurance costs 35.49% more
- Emerson Garfield: Insurance costs 28.32% less
- Englewood: Insurance costs 38.77% more
- Evanston: Insurance costs 35.03% less
- Avalon Park: Insurance costs 0.61% more
- Winship: Insurance costs 103.18% more
- Windsor Spring: Insurance costs 4.29% less
- Ballantyne East: Insurance costs 31.35% less