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Get Cheap Car Insurance in Pine Bluff, AR
We monitor insurance prices, helping the average driver in Pine Bluff save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Pine Bluff
The chart below shows the cheapest car insurance company in Pine Bluff for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Pine Bluff Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $59 |
| Farm Bureau | $61 |
| Geico | $63 |
| Jupiter | $65 |
Savings for Every Kind of Pine Bluff Driver
Based on our extensive insurance data, we know the average Pine Bluff driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $364 per year by choosing the right vehicle insurance company. Some Pine Bluff residents are paying out over $1,840 extra every year for auto insurance in Pine Bluff. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pine Bluff, AR Savings / Yr. |
|---|---|
$364 |
|
$645 |
|
$519 |
|
$799 |
|
$2,065 |
|
$366 |
|
$513 |
Pine Bluff Car Insurance vs. Arkansas
People living in Pine Bluff pay an average of 9.31% more than the typical driver in the state. The average driver in Pine Bluff can expect to pay about $996 per year, or $1,840 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Pine Bluff for most people.
Car Insurance Prices by Pine Bluff Neighborhood
Insurance Prices
Where is insurance cheapest within Pine Bluff?
The map shows insurance prices in and around Pine Bluff, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $404 per year within the city boundaries, with insurance premiums ranging from a high of $2,084 to a low of $1,680. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Pine Bluff.Pick the Best Car Insurance Company for You in Pine Bluff
The best car insurance provider for most drivers in Pine Bluff
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $364 over the average Pine Bluff car insurance company.
The best car insurance provider for Pine Bluff drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $645 over the competition.
The best car insurance company for Pine Bluff drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $519 better than other car insurance companies.
The best auto insurance for Pine Bluff drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $799 less each year.
The least expensive car insurance company for new and young drivers in Pine Bluff
In Pine Bluff, Farm Bureau costs young drivers $2,065 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pine Bluff
Farm Bureau gave the largest car insurance discounts to married couples, averaging $366 saved each year compared to an average Pine Bluff couple's premiums.
The cheapest car insurance in Pine Bluff for drivers with bad credit
The best Pine Bluff car insurance company for customer service
Nationwide was the best company for customer service in Pine Bluff according to the NAIC.
Recent price drops
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The cheapest large national provider in Pine Bluff
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Pine Bluff driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pine Bluff, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Pine Bluff
What Influences the Cost of Car Insurance in Pine Bluff?
On average, car insurance in Pine Bluff is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pine Bluff are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Pine Bluff is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pine Bluff is $83 per month for minimum coverage and $153 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- White Hall: Insurance costs 5.92% less
- Ladd: Insurance costs 6.63% less
- Madding: Insurance costs 5.33% less
- Hooker: Insurance costs 5.87% less
- Lake Dick: Insurance costs 4.35% less
- Randall: Insurance costs 7.77% less
- Kedron: Insurance costs 7.17% less
- Prague: Insurance costs 7.88% less
- Tarry: Insurance costs 5.60% less
- Grapevine: Insurance costs 8.48% less
Cities with Similar Populations
- South El Monte: Insurance costs 28.15% more
- Hudson: Insurance costs 45.22% more
- Irwin: Insurance costs 25.22% less
- Kailua: Insurance costs 22.83% less
- Kent: Insurance costs 39.73% less
- Lancaster: Insurance costs 11.36% more
- Laurel: Insurance costs 14.51% more
- Merritt Island: Insurance costs 32.99% more
- North Atlanta: Insurance costs 12.93% more
- North Augusta: Insurance costs 12.39% less