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Get Cheap Car Insurance in Pine Creek, MI
We monitor insurance prices, helping the average driver in Pine Creek save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Pine Creek
The chart below shows the cheapest car insurance company in Pine Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Pine Creek Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $101 |
| Progressive | $115 |
| State Farm | $116 |
| Safeco Insurance | $122 |
Savings for Every Kind of Pine Creek Driver
Based on our extensive insurance data, we know the average Pine Creek driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,089 per year by choosing the right vehicle insurance company. Some Pine Creek residents are paying out over $2,710 extra every year for auto insurance in Pine Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pine Creek, MI Savings / Yr. |
|---|---|
$1,089 |
|
$1,778 |
|
$1,573 |
|
$2,392 |
|
$2,822 |
|
$0 |
|
$0 |
Pine Creek Car Insurance vs. Michigan
People living in Pine Creek pay an average of 6.51% less than the typical driver in the state. The average driver in Pine Creek can expect to pay about $2,059 per year, or $2,710 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Pine Creek for most people.
Car Insurance Prices by Pine Creek Neighborhood
Insurance Prices
Where is insurance cheapest within Pine Creek?
The map shows insurance prices in and around Pine Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $76 per year within the city boundaries, with insurance premiums ranging from a high of $2,763 to a low of $2,687. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Pine Creek.Pick the Best Car Insurance Company for You in Pine Creek
The best car insurance provider for most drivers in Pine Creek
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,089 over the average Pine Creek car insurance company.
The best car insurance provider for Pine Creek drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,778 over the competition.
The best car insurance company for Pine Creek drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,573 better than other car insurance companies.
The best auto insurance for Pine Creek drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,392 less each year.
The least expensive car insurance company for new and young drivers in Pine Creek
In Pine Creek, Geico costs young drivers $2,822 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pine Creek
The cheapest car insurance in Pine Creek for drivers with bad credit
The best Pine Creek car insurance company for customer service
Nationwide was the best company for customer service in Pine Creek according to the NAIC.
Recent price drops
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The cheapest large national provider in Pine Creek
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pine Creek driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pine Creek, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Pine Creek
What Influences the Cost of Car Insurance in Pine Creek?
On average, car insurance in Pine Creek is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pine Creek is 31 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Pine Creek is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pine Creek is $172 per month for minimum coverage and $226 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Leroy: Insurance costs 0.18% more
- West Leroy: Insurance costs 1.92% less
- Fulton: Insurance costs 1.14% less
- Joppa: Insurance costs 2.84% more
- Athens: Insurance costs 2.58% more
- Climax: Insurance costs 3.87% less
- Old Mill Gardens: Insurance costs 2.55% more
- Burlington: Insurance costs 1.55% more
- Scotts: Insurance costs 3.39% less
- Leonidas: Insurance costs 0.41% less
Cities with Similar Populations
- Geneva: Insurance costs 55.31% less
- Toro: Insurance costs 0.41% more
- Tom: Insurance costs 35.39% less
- Toltec: Insurance costs 36.97% less
- Tipton: Insurance costs 50.74% less
- Timber Ridge: Insurance costs 58.08% less
- Goodell: Insurance costs 55.39% less
- Giants Neck: Insurance costs 27.60% less
- Georgetown: Insurance costs 34.83% less
- Georgetown: Insurance costs 33.76% less