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Get Cheap Car Insurance in Pine Hills, CA
We monitor insurance prices, helping the average driver in Pine Hills save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Pine Hills
The chart below shows the cheapest car insurance company in Pine Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Pine Hills Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $53 |
| Progressive | $57 |
| Travelers | $58 |
Savings for Every Kind of Pine Hills Driver
Based on our extensive insurance data, we know the average Pine Hills driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $596 per year by choosing the right vehicle insurance company. Some Pine Hills residents are paying out over $1,864 extra every year for auto insurance in Pine Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pine Hills, CA Savings / Yr. |
|---|---|
$596 |
|
$1,092 |
|
$863 |
|
$1,517 |
|
$779 |
|
$338 |
|
$0 |
Pine Hills Car Insurance vs. California
People living in Pine Hills pay an average of 7.18% less than the typical driver in the state. The average driver in Pine Hills can expect to pay about $872 per year, or $1,864 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Pine Hills for most people.
Car Insurance Prices by Pine Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Pine Hills?
The map shows insurance prices in and around Pine Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $32 per year within the city boundaries, with insurance premiums ranging from a high of $1,883 to a low of $1,851. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Pine Hills.Pick the Best Car Insurance Company for You in Pine Hills
The best car insurance provider for most drivers in Pine Hills
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $596 over the average Pine Hills car insurance company.
The best car insurance provider for Pine Hills drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,092 over the competition.
The best car insurance company for Pine Hills drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $863 better than other car insurance companies.
The best auto insurance for Pine Hills drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,517 less each year.
The least expensive car insurance company for new and young drivers in Pine Hills
In Pine Hills, State Farm costs young drivers $779 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pine Hills
Progressive gave the largest car insurance discounts to married couples, averaging $338 saved each year compared to an average Pine Hills couple's premiums.
The cheapest car insurance in Pine Hills for drivers with bad credit
The best Pine Hills car insurance company for customer service
Nationwide was the best company for customer service in Pine Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Pine Hills
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Pine Hills driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pine Hills, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Pine Hills
What Influences the Cost of Car Insurance in Pine Hills?
On average, car insurance in Pine Hills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pine Hills are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Pine Hills is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pine Hills is $73 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Julian: Insurance costs 2.04% less
- Wynola: Insurance costs 0.48% less
- Santa Ysabel: Insurance costs 0.32% more
- Mount Laguna: Insurance costs 0.80% more
- Ramona: Insurance costs 5.26% more
- Morena: Insurance costs 0.38% less
- Poway: Insurance costs 4.88% more
- Ocotillo Wells: Insurance costs 0.59% more
- Escondido: Insurance costs 7.78% more
- Rancho Santa Fe: Insurance costs 4.83% more
Cities with Similar Populations
- Walter Crossroad: Insurance costs 28.22% less
- Delaware: Insurance costs 9.44% more
- Donnally Mills: Insurance costs 30.31% less
- Dos Rios: Insurance costs 0.64% less
- Tira: Insurance costs 11.16% less
- Union Water Works: Insurance costs 30.20% less
- Uniopolis: Insurance costs 43.78% less
- Violet Hill: Insurance costs 9.60% less
- Wagersville: Insurance costs 24.25% more
- Walnut Grove: Insurance costs 27.20% less