Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Pine Meadow, CT

We monitor insurance prices, helping the average driver in Pine Meadow save up to 29.9% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Pine Meadow

The chart below shows the cheapest car insurance company in Pine Meadow for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.

 
Pine Meadow Insurer Monthly Cost
Kemper $68
State Farm $79
Safeco Insurance $80
Travelers $80

Savings for Every Kind of Pine Meadow Driver

The table shows how much the average auto insurance customer in Pine Meadow might save by following our recommendations.

Based on our extensive insurance data, we know the average Pine Meadow driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $563 per year by choosing the right vehicle insurance company. Some Pine Meadow residents are paying out over $1,923 extra every year for auto insurance in Pine Meadow. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Pine Meadow Car Insurance vs. Connecticut

People living in Pine Meadow pay an average of 0.64% less than the typical driver in the state. The average driver in Pine Meadow can expect to pay about $1,317 per year, or $1,923 for full coverage.

Based on our analysis, Kemper will be the cheapest provider in Pine Meadow for most people.

Car Insurance Prices by Pine Meadow Neighborhood

Pine Meadow, CT map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Pine Meadow?

The map shows insurance prices in and around Pine Meadow, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $55 per year within the city boundaries, with insurance premiums ranging from a high of $1,937 to a low of $1,882. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Pine Meadow.

Pick the Best Car Insurance Company for You in Pine Meadow

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Pine Meadow insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Pine Meadow

For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $563 over the average Pine Meadow car insurance company.

Visit Site

We use the average good driver, paying $113 per month, as our baseline for pricing in Pine Meadow. Travelers, Kemper, and MetLife are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Pine Meadow drivers with accidents on their records

In Pine Meadow getting into an accident will raise premiums an average 27% for a yearly cost of $2,618. That's $696 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Kemper are good choices for drivers with accidents.

In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $781 over the competition.

Visit Site

The best car insurance company for Pine Meadow drivers with speeding tickets

>Kemper gave the average person with a speeding ticket the most savings, averaging $543 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Pine Meadow, tickets raise premiums on new quotes about $313. If you have a speeding ticket, we recommend State Farm, Geico, and Kemper for savings that beat the average insurance cost of $2,236 per year.

The best auto insurance for Pine Meadow drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,167 per year in auto insurance premiums, which was $1,244 more than a driver with no major issues. State Farm, Travelers, and Plymouth Rock Assurance penalized their customers the least for a DUI.

Getting a quote from Travelers may cost the average person with a DUI about $906 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Pine Meadow

In Pine Meadow, State Farm costs young drivers $2,132 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 73% more for insurance than more mature drivers in Pine Meadow. With an average cost of $7,143 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Nationwide try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Pine Meadow

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $137. State Farm, Nationwide, and Travelers provided the largest discounts to couples living in Pine Meadow.

State Farm gave the largest car insurance discounts to married couples, averaging $511 saved each year compared to an average Pine Meadow couple's premiums.

Visit Site

The cheapest car insurance in Pine Meadow for drivers with bad credit

People with poor credit saved an average of $859 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,060 every year. Premiums for people with poor credit were about $2,983 in Pine Meadow. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Safeco Insurance, and Plymouth Rock Assurance.

The best Pine Meadow car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Pine Meadow, the National Association of Insurance Commissioners (NAIC) ranks Amica as the best. Another valuable metric: JD Power ranks Amica as the best provider in Pine Meadow.

Amica was the best company for customer service in Pine Meadow according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Pine Meadow, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Pine Meadow. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Pine Meadow

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 28% of Pine Meadow residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Pine Meadow driver can expect to pay about $120 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pine Meadow, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Pine Meadow

What Influences the Cost of Car Insurance in Pine Meadow?

On average, car insurance in Pine Meadow is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Pine Meadow is 40 minutes, which is far more than average for a driver in the state.
  • Connecticut state insurance regulations may require higher prices.
  • An average of 9 to 10 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Pine Meadow are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
  • Pine Meadow is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Pine Meadow is $110 per month for minimum coverage and $160 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Pine Meadow driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Pine Meadow with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.