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Get Cheap Car Insurance in Pine Springs, MN
We monitor insurance prices, helping the average driver in Pine Springs save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Pine Springs
The chart below shows the cheapest car insurance company in Pine Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Pine Springs Insurer | Monthly Cost |
|---|---|
| State Farm | $54 |
| Auto-Owners Insurance | $60 |
| Kemper | $64 |
| American Family Insurance | $64 |
Savings for Every Kind of Pine Springs Driver
Based on our extensive insurance data, we know the average Pine Springs driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $460 per year by choosing the right vehicle insurance company. Some Pine Springs residents are paying out over $1,712 extra every year for auto insurance in Pine Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pine Springs, MN Savings / Yr. |
|---|---|
$460 |
|
$580 |
|
$373 |
|
$758 |
|
$1,299 |
|
$385 |
|
$1,012 |
Pine Springs Car Insurance vs. Minnesota
People living in Pine Springs pay an average of 6.59% more than the typical driver in the state. The average driver in Pine Springs can expect to pay about $886 per year, or $1,712 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Pine Springs for most people.
Car Insurance Prices by Pine Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Pine Springs?
The map shows insurance prices in and around Pine Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $134 per year within the city boundaries, with insurance premiums ranging from a high of $1,760 to a low of $1,626. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Pine Springs.Pick the Best Car Insurance Company for You in Pine Springs
The best car insurance provider for most drivers in Pine Springs
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $460 over the average Pine Springs car insurance company.
The best car insurance provider for Pine Springs drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $580 over the competition.
The best car insurance company for Pine Springs drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $373 better than other car insurance companies.
The best auto insurance for Pine Springs drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $758 less each year.
The least expensive car insurance company for new and young drivers in Pine Springs
In Pine Springs, State Farm costs young drivers $1,299 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pine Springs
State Farm gave the largest car insurance discounts to married couples, averaging $385 saved each year compared to an average Pine Springs couple's premiums.
The cheapest car insurance in Pine Springs for drivers with bad credit
The best Pine Springs car insurance company for customer service
Nationwide was the best company for customer service in Pine Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Pine Springs
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pine Springs driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pine Springs, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Pine Springs
What Influences the Cost of Car Insurance in Pine Springs?
On average, car insurance in Pine Springs is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pine Springs is 34 minutes, which is a little more than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pine Springs are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Pine Springs is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pine Springs is $74 per month for minimum coverage and $143 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Willernie: Insurance costs 0.53% more
- Mahtomedi: Insurance costs 0.23% less
- Birchwood Village: Insurance costs 1.99% less
- North St. Paul: Insurance costs 5.49% more
- Oakdale: Insurance costs 1.87% more
- White Bear Lake: Insurance costs 1.99% less
- Grant: Insurance costs 5.20% less
- Dellwood: Insurance costs 3.27% less
- Lake Elmo: Insurance costs 6.54% less
- Gem Lake: Insurance costs 0.12% less
Cities with Similar Populations
- Duncombe: Insurance costs 28.50% less
- Tyrone: Insurance costs 19.45% more
- Tyler: Insurance costs 20.39% less
- Troy: Insurance costs 4.91% less
- Topping: Insurance costs 31.31% less
- Falcon Heights: Insurance costs 22.14% less
- Fairdealing: Insurance costs 5.49% more
- Ermine: Insurance costs 27.51% more
- El Toro: Insurance costs 5.32% less
- East Point: Insurance costs 5.14% less