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Get Cheap Car Insurance in Piney Flats, TN
We monitor insurance prices, helping the average driver in Piney Flats save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Piney Flats
The chart below shows the cheapest car insurance company in Piney Flats for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Piney Flats Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Geico | $55 |
| Farmers Insurance | $56 |
| Safeco Insurance | $56 |
Savings for Every Kind of Piney Flats Driver
Based on our extensive insurance data, we know the average Piney Flats driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $335 per year by choosing the right vehicle insurance company. Some Piney Flats residents are paying out over $1,312 extra every year for auto insurance in Piney Flats. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Piney Flats, TN Savings / Yr. |
|---|---|
$335 |
|
$604 |
|
$446 |
|
$511 |
|
$1,316 |
|
$317 |
|
$548 |
Piney Flats Car Insurance vs. Tennessee
People living in Piney Flats pay an average of 4.85% less than the typical driver in the state. The average driver in Piney Flats can expect to pay about $826 per year, or $1,312 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Piney Flats for most people.
Car Insurance Prices by Piney Flats Neighborhood
Insurance Prices
Where is insurance cheapest within Piney Flats?
The map shows insurance prices in and around Piney Flats, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $61 per year within the city boundaries, with insurance premiums ranging from a high of $1,353 to a low of $1,292. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Piney Flats.Pick the Best Car Insurance Company for You in Piney Flats
The best car insurance provider for most drivers in Piney Flats
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $335 over the average Piney Flats car insurance company.
The best car insurance provider for Piney Flats drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $604 over the competition.
The best car insurance company for Piney Flats drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $446 better than other car insurance companies.
The best auto insurance for Piney Flats drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $511 less each year.
The least expensive car insurance company for new and young drivers in Piney Flats
In Piney Flats, State Farm costs young drivers $1,316 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Piney Flats
State Farm gave the largest car insurance discounts to married couples, averaging $317 saved each year compared to an average Piney Flats couple's premiums.
The cheapest car insurance in Piney Flats for drivers with bad credit
The best Piney Flats car insurance company for customer service
Nationwide was the best company for customer service in Piney Flats according to the NAIC.
Recent price drops
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The cheapest large national provider in Piney Flats
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Piney Flats driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Piney Flats, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Piney Flats
What Influences the Cost of Car Insurance in Piney Flats?
On average, car insurance in Piney Flats is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Piney Flats is 30 minutes, which is a little less than average for a driver in the state.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Piney Flats are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Piney Flats has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Piney Flats is $69 per month for minimum coverage and $109 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Watauga: Insurance costs 0.30% less
- Bluff City: Insurance costs 0.53% more
- Blountville: Insurance costs 0.38% less
- Johnson City: Insurance costs 0.46% more
- Keenburg: Insurance costs 2.44% more
- Okolona: Insurance costs 4.04% more
- Elizabethton: Insurance costs 1.60% more
- Colonial Heights: Insurance costs 0.91% less
- Silvacola: Insurance costs 0.08% less
- Hunter: Insurance costs 1.07% more
Cities with Similar Populations
- Elma: Insurance costs 68.37% more
- Fairview: Insurance costs 9.38% less
- Fairmount: Insurance costs 67.15% more
- Fairfield Glade: Insurance costs 2.59% less
- Fairfax: Insurance costs 51.75% more
- Export: Insurance costs 5.26% more
- Excelsior: Insurance costs 24.39% more
- Evington: Insurance costs 11.28% less
- Evergreen: Insurance costs 21.11% more
- Evansville: Insurance costs 14.86% less