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Get Cheap Car Insurance in Pittsfield, NY
We monitor insurance prices, helping the average driver in Pittsfield save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Pittsfield
The chart below shows the cheapest car insurance company in Pittsfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Pittsfield Insurer | Monthly Cost |
|---|---|
| Kemper | $80 |
| Plymouth Rock Assurance | $106 |
| Safeco Insurance | $114 |
| Geico | $119 |
Savings for Every Kind of Pittsfield Driver
Based on our extensive insurance data, we know the average Pittsfield driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $644 per year by choosing the right vehicle insurance company. Some Pittsfield residents are paying out over $2,161 extra every year for auto insurance in Pittsfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pittsfield, NY Savings / Yr. |
|---|---|
$644 |
|
$411 |
|
$821 |
|
$831 |
|
$2,035 |
|
$681 |
|
$1,085 |
Pittsfield Car Insurance vs. New York
People living in Pittsfield pay an average of 10.88% less than the typical driver in the state. The average driver in Pittsfield can expect to pay about $1,568 per year, or $2,161 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Pittsfield for most people.
Car Insurance Prices by Pittsfield Neighborhood
Insurance Prices
Where is insurance cheapest within Pittsfield?
The map shows insurance prices in and around Pittsfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,161 to a low of $2,161. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Pittsfield.Pick the Best Car Insurance Company for You in Pittsfield
The best car insurance provider for most drivers in Pittsfield
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $644 over the average Pittsfield car insurance company.
The best car insurance provider for Pittsfield drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $411 over the competition.
The best car insurance company for Pittsfield drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $821 better than other car insurance companies.
The best auto insurance for Pittsfield drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $831 less each year.
The least expensive car insurance company for new and young drivers in Pittsfield
In Pittsfield, Progressive costs young drivers $2,035 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pittsfield
Progressive gave the largest car insurance discounts to married couples, averaging $681 saved each year compared to an average Pittsfield couple's premiums.
The cheapest car insurance in Pittsfield for drivers with bad credit
The best Pittsfield car insurance company for customer service
Nationwide was the best company for customer service in Pittsfield according to the NAIC.
Recent price drops
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The cheapest large national provider in Pittsfield
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pittsfield driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pittsfield, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Pittsfield
What Influences the Cost of Car Insurance in Pittsfield?
On average, car insurance in Pittsfield is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pittsfield is 33 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pittsfield are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Pittsfield has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pittsfield is $131 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Stetsonville: Insurance costs the same
- New Berlin: Insurance costs 3.01% more
- Hoboken: Insurance costs 5.09% more
- Garrattsville: Insurance costs 3.33% more
- Edmeston: Insurance costs 0.09% more
- South Edmeston: Insurance costs 1.57% less
- New Lisbon: Insurance costs 3.24% more
- West Burlington: Insurance costs 1.76% less
- Welcome: Insurance costs 3.33% more
- Morris: Insurance costs 1.30% less
Cities with Similar Populations
- Glendon: Insurance costs 28.55% less
- Valley Fork: Insurance costs 27.44% less
- Vale: Insurance costs 32.95% less
- Ursina: Insurance costs 34.84% less
- Upper Gloucester: Insurance costs 55.95% less
- Unionport: Insurance costs 45.53% less
- Unaka Springs: Insurance costs 39.15% less
- Ucross: Insurance costs 27.16% less
- Turnerville: Insurance costs 29.62% less
- Turnertown: Insurance costs 24.90% less