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Get Cheap Car Insurance in Plano, ID
We monitor insurance prices, helping the average driver in Plano save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Plano
The chart below shows the cheapest car insurance company in Plano for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| Plano Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $35 |
| Travelers | $37 |
| State Farm | $40 |
| Progressive | $42 |
Savings for Every Kind of Plano Driver
Based on our extensive insurance data, we know the average Plano driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $267 per year by choosing the right vehicle insurance company. Some Plano residents are paying out over $1,093 extra every year for auto insurance in Plano. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plano, ID Savings / Yr. |
|---|---|
$267 |
|
$550 |
|
$478 |
|
$422 |
|
$1,004 |
|
$259 |
|
$415 |
Plano Car Insurance vs. Idaho
People living in Plano pay an average of 3.33% less than the typical driver in the state. The average driver in Plano can expect to pay about $606 per year, or $1,093 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Plano for most people.
Car Insurance Prices by Plano Neighborhood
Insurance Prices
Where is insurance cheapest within Plano?
The map shows insurance prices in and around Plano, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $7 per year within the city boundaries, with insurance premiums ranging from a high of $1,100 to a low of $1,093. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Plano.Pick the Best Car Insurance Company for You in Plano
The best car insurance provider for most drivers in Plano
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $267 over the average Plano car insurance company.
The best car insurance provider for Plano drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $550 over the competition.
The best car insurance company for Plano drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $478 better than other car insurance companies.
The best auto insurance for Plano drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $422 less each year.
The least expensive car insurance company for new and young drivers in Plano
In Plano, Auto-Owners Insurance costs young drivers $1,004 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plano
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $259 saved each year compared to an average Plano couple's premiums.
The cheapest car insurance in Plano for drivers with bad credit
The best Plano car insurance company for customer service
Recent price drops
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The cheapest large national provider in Plano
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Plano driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plano, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Plano
What Influences the Cost of Car Insurance in Plano?
On average, car insurance in Plano is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Plano is 24 minutes, which is far less than average for a driver in the state.
- Idaho state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plano are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Plano has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Plano is $51 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Edmonds: Insurance costs 0.09% more
- Hibbard: Insurance costs the same
- Burton: Insurance costs 0.27% more
- Salem: Insurance costs 0.91% more
- Rexburg: Insurance costs 1.56% more
- Sugar City: Insurance costs 1.46% more
- Heman: Insurance costs 0.64% more
- Thornton: Insurance costs 0.18% less
- Parker: Insurance costs 0.73% more
- Lorenzo: Insurance costs 0.27% less
Cities with Similar Populations
- Sweden: Insurance costs 21.87% more
- Hallock: Insurance costs 28.91% more
- Hallowell: Insurance costs 41.63% more
- Hampton: Insurance costs 53.43% more
- Sunshine: Insurance costs 41.17% more
- Surveyor: Insurance costs 25.07% more
- Susank: Insurance costs 45.84% more
- Suttle: Insurance costs 43.18% more
- Sutton: Insurance costs 28.55% more
- Haggard: Insurance costs 47.21% more