Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Plantation, KY
We monitor insurance prices, helping the average driver in Plantation save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Plantation
The chart below shows the cheapest car insurance company in Plantation for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Plantation Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $58 |
| State Farm | $58 |
| Travelers | $84 |
| Geico | $91 |
Savings for Every Kind of Plantation Driver
Based on our extensive insurance data, we know the average Plantation driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $512 per year by choosing the right vehicle insurance company. Some Plantation residents are paying out over $2,026 extra every year for auto insurance in Plantation. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plantation, KY Savings / Yr. |
|---|---|
$512 |
|
$839 |
|
$826 |
|
$835 |
|
$1,654 |
|
$553 |
|
$887 |
Plantation Car Insurance vs. Kentucky
People living in Plantation pay an average of 5.08% less than the typical driver in the state. The average driver in Plantation can expect to pay about $1,043 per year, or $2,026 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Plantation for most people.
Car Insurance Prices by Plantation Neighborhood
Insurance Prices
Where is insurance cheapest within Plantation?
The map shows insurance prices in and around Plantation, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $158 per year within the city boundaries, with insurance premiums ranging from a high of $2,116 to a low of $1,958. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Plantation.Pick the Best Car Insurance Company for You in Plantation
The best car insurance provider for most drivers in Plantation
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $512 over the average Plantation car insurance company.
The best car insurance provider for Plantation drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $839 over the competition.
The best car insurance company for Plantation drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $826 better than other car insurance companies.
The best auto insurance for Plantation drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $835 less each year.
The least expensive car insurance company for new and young drivers in Plantation
In Plantation, State Farm costs young drivers $1,654 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plantation
State Farm gave the largest car insurance discounts to married couples, averaging $553 saved each year compared to an average Plantation couple's premiums.
The cheapest car insurance in Plantation for drivers with bad credit
The best Plantation car insurance company for customer service
Nationwide was the best company for customer service in Plantation according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Plantation, which was better than other insurers.
The cheapest large national provider in Plantation
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Plantation driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plantation, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Plantation
What Influences the Cost of Car Insurance in Plantation?
On average, car insurance in Plantation is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Plantation is 24 minutes, which is far less than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plantation are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Plantation is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Plantation is $87 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Langdon Place: Insurance costs 0.69% more
- Rolling Hills: Insurance costs 2.02% more
- Moorland: Insurance costs 2.02% more
- Ten Broeck: Insurance costs 7.11% more
- Barbourmeade: Insurance costs 3.01% more
- Meadow Vale: Insurance costs 3.75% more
- Lyndon: Insurance costs 2.02% more
- Spring Valley: Insurance costs 3.65% more
- Brownsboro Farm: Insurance costs 3.60% more
- Graymoor-Devondale: Insurance costs 3.01% more
Cities with Similar Populations
- Detroit Beach: Insurance costs 38.25% more
- Verdi: Insurance costs 19.50% less
- Upper Wheatfields: Insurance costs 12.98% less
- Unadilla: Insurance costs 31.19% less
- Fort Union: Insurance costs 15.99% more
- Ford River: Insurance costs 31.98% more
- Fairchilds: Insurance costs 17.97% less
- Estherwood: Insurance costs 45.46% more
- East Lemon: Insurance costs 32.23% less
- Dublin: Insurance costs 35.74% less