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Get Cheap Car Insurance in Pleasant Hill, NE
We monitor insurance prices, helping the average driver in Pleasant Hill save up to 39.3% on car insurance.
The Cheapest Minimum Coverage in Pleasant Hill
The chart below shows the cheapest car insurance company in Pleasant Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by American Family Insurance, State Farm, and Progressive.
| Pleasant Hill Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $34 |
| American Family Insurance | $39 |
| State Farm | $40 |
| Progressive | $48 |
Savings for Every Kind of Pleasant Hill Driver
Based on our extensive insurance data, we know the average Pleasant Hill driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $543 per year by choosing the right vehicle insurance company. Some Pleasant Hill residents are paying out over $1,383 extra every year for auto insurance in Pleasant Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pleasant Hill, NE Savings / Yr. |
|---|---|
$543 |
|
$408 |
|
$383 |
|
$298 |
|
$1,313 |
|
$157 |
|
$726 |
Pleasant Hill Car Insurance vs. Nebraska
People living in Pleasant Hill pay an average of 2.98% less than the typical driver in the state. The average driver in Pleasant Hill can expect to pay about $568 per year, or $1,383 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Pleasant Hill for most people.
Car Insurance Prices by Pleasant Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Pleasant Hill?
The map shows insurance prices in and around Pleasant Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $21 per year within the city boundaries, with insurance premiums ranging from a high of $1,387 to a low of $1,366. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Pleasant Hill.Pick the Best Car Insurance Company for You in Pleasant Hill
The best car insurance provider for most drivers in Pleasant Hill
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $543 over the average Pleasant Hill car insurance company.
The best car insurance provider for Pleasant Hill drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $408 over the competition.
The best car insurance company for Pleasant Hill drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $383 better than other car insurance companies.
The best auto insurance for Pleasant Hill drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $298 less each year.
The least expensive car insurance company for new and young drivers in Pleasant Hill
In Pleasant Hill, Farmers Mutual of Nebraska costs young drivers $1,313 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pleasant Hill
Nationwide gave the largest car insurance discounts to married couples, averaging $157 saved each year compared to an average Pleasant Hill couple's premiums.
The cheapest car insurance in Pleasant Hill for drivers with bad credit
The best Pleasant Hill car insurance company for customer service
Nationwide was the best company for customer service in Pleasant Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Pleasant Hill
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Pleasant Hill driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pleasant Hill, USAA has the best prices for good drivers, drivers with bad credit, drivers with speeding tickets, married couples, young drivers, drivers with a DUI conviction, and drivers with accidents.Auto Insurance Prices in and Around Pleasant Hill
What Influences the Cost of Car Insurance in Pleasant Hill?
On average, car insurance in Pleasant Hill is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Nebraska state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pleasant Hill are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Pleasant Hill is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pleasant Hill is $47 per month for minimum coverage and $115 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dorchester: Insurance costs 0.80% less
- Wilber: Insurance costs 0.43% less
- Crete: Insurance costs 1.23% more
- Swanton: Insurance costs 0.51% more
- Kramer: Insurance costs 0.14% less
- Friend: Insurance costs 0.43% less
- Western: Insurance costs 1.95% more
- DeWitt: Insurance costs 0.43% more
- Clatonia: Insurance costs the same
- Milligan: Insurance costs 1.74% more
Cities with Similar Populations
- Emelle: Insurance costs 12.00% more
- Two Egg: Insurance costs 67.25% more
- Flowell: Insurance costs 4.05% less
- Fifty-Six: Insurance costs 20.90% more
- Falcon Heights: Insurance costs 24.15% more
- Fair Play: Insurance costs 17.64% more
- Etterville: Insurance costs 31.53% more
- Estes Crossroads: Insurance costs 13.23% more
- Estatoe: Insurance costs 13.59% less
- Ervintown: Insurance costs 11.93% less