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Get Cheap Car Insurance in Pleasant Plain, IA
We monitor insurance prices, helping the average driver in Pleasant Plain save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Pleasant Plain
The chart below shows the cheapest car insurance company in Pleasant Plain for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Pleasant Plain Insurer | Monthly Cost |
|---|---|
| State Farm | $28 |
| IMT Insurance | $28 |
| Auto-Owners Insurance | $30 |
| Farm Bureau | $31 |
Savings for Every Kind of Pleasant Plain Driver
Based on our extensive insurance data, we know the average Pleasant Plain driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $273 per year by choosing the right vehicle insurance company. Some Pleasant Plain residents are paying out over $1,250 extra every year for auto insurance in Pleasant Plain. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pleasant Plain, IA Savings / Yr. |
|---|---|
$273 |
|
$380 |
|
$324 |
|
$436 |
|
$1,143 |
|
$376 |
|
$576 |
Pleasant Plain Car Insurance vs. Iowa
People living in Pleasant Plain pay an average of 0.09% more than the typical driver in the state. The average driver in Pleasant Plain can expect to pay about $490 per year, or $1,250 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Pleasant Plain for most people.
Car Insurance Prices by Pleasant Plain Neighborhood
Insurance Prices
Where is insurance cheapest within Pleasant Plain?
The map shows insurance prices in and around Pleasant Plain, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $53 per year within the city boundaries, with insurance premiums ranging from a high of $1,276 to a low of $1,223. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Pleasant Plain.Pick the Best Car Insurance Company for You in Pleasant Plain
The best car insurance provider for most drivers in Pleasant Plain
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $273 over the average Pleasant Plain car insurance company.
The best car insurance provider for Pleasant Plain drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $380 over the competition.
The best car insurance company for Pleasant Plain drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $324 better than other car insurance companies.
The best auto insurance for Pleasant Plain drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $436 less each year.
The least expensive car insurance company for new and young drivers in Pleasant Plain
In Pleasant Plain, IMT Insurance costs young drivers $1,143 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pleasant Plain
State Farm gave the largest car insurance discounts to married couples, averaging $376 saved each year compared to an average Pleasant Plain couple's premiums.
The cheapest car insurance in Pleasant Plain for drivers with bad credit
The best Pleasant Plain car insurance company for customer service
Nationwide was the best company for customer service in Pleasant Plain according to the NAIC.
Recent price drops
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The cheapest large national provider in Pleasant Plain
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pleasant Plain driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pleasant Plain, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Pleasant Plain
What Influences the Cost of Car Insurance in Pleasant Plain?
On average, car insurance in Pleasant Plain is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pleasant Plain is 33 minutes, which is far more than average for a driver in the state.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pleasant Plain are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Pleasant Plain is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pleasant Plain is $41 per month for minimum coverage and $104 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Pleasant Plain: Insurance costs 0.08% less
- Brighton: Insurance costs 1.20% more
- Veo: Insurance costs 1.28% less
- Perlee: Insurance costs 0.40% less
- Germanville: Insurance costs 0.56% less
- Rubio: Insurance costs 0.48% less
- Salina: Insurance costs 2.72% less
- Richland: Insurance costs 0.08% more
- Coppock: Insurance costs 1.52% less
- Wayland: Insurance costs 1.60% less
Cities with Similar Populations
- Swedetown: Insurance costs 127.60% more
- Harding: Insurance costs 8.32% more
- Harding: Insurance costs 41.68% more
- Harpersville: Insurance costs 30.64% more
- Hensler: Insurance costs 18.96% more
- Hooker: Insurance costs 38.56% more
- Horseshoe: Insurance costs 19.60% more
- Sunfish: Insurance costs 66.72% more
- Swanders: Insurance costs 14.40% less
- Harding: Insurance costs 24.32% more