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Get Cheap Car Insurance in Pleasant Ridge, MO
We monitor insurance prices, helping the average driver in Pleasant Ridge save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Pleasant Ridge
The chart below shows the cheapest car insurance company in Pleasant Ridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Pleasant Ridge Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Travelers | $67 |
| Safeco Insurance | $68 |
| Clearcover | $73 |
Savings for Every Kind of Pleasant Ridge Driver
Based on our extensive insurance data, we know the average Pleasant Ridge driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $474 per year by choosing the right vehicle insurance company. Some Pleasant Ridge residents are paying out over $1,758 extra every year for auto insurance in Pleasant Ridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pleasant Ridge, MO Savings / Yr. |
|---|---|
$474 |
|
$662 |
|
$605 |
|
$677 |
|
$1,429 |
|
$369 |
|
$566 |
Pleasant Ridge Car Insurance vs. Missouri
People living in Pleasant Ridge pay an average of 2.38% less than the typical driver in the state. The average driver in Pleasant Ridge can expect to pay about $1,083 per year, or $1,758 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Pleasant Ridge for most people.
Car Insurance Prices by Pleasant Ridge Neighborhood
Insurance Prices
Where is insurance cheapest within Pleasant Ridge?
The map shows insurance prices in and around Pleasant Ridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $73 per year within the city boundaries, with insurance premiums ranging from a high of $1,783 to a low of $1,710. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Pleasant Ridge.Pick the Best Car Insurance Company for You in Pleasant Ridge
The best car insurance provider for most drivers in Pleasant Ridge
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $474 over the average Pleasant Ridge car insurance company.
The best car insurance provider for Pleasant Ridge drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $662 over the competition.
The best car insurance company for Pleasant Ridge drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $605 better than other car insurance companies.
The best auto insurance for Pleasant Ridge drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $677 less each year.
The least expensive car insurance company for new and young drivers in Pleasant Ridge
In Pleasant Ridge, Travelers costs young drivers $1,429 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pleasant Ridge
State Farm gave the largest car insurance discounts to married couples, averaging $369 saved each year compared to an average Pleasant Ridge couple's premiums.
The cheapest car insurance in Pleasant Ridge for drivers with bad credit
The best Pleasant Ridge car insurance company for customer service
Nationwide was the best company for customer service in Pleasant Ridge according to the NAIC.
Recent price drops
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The cheapest large national provider in Pleasant Ridge
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Pleasant Ridge driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pleasant Ridge, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Pleasant Ridge
What Influences the Cost of Car Insurance in Pleasant Ridge?
On average, car insurance in Pleasant Ridge is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pleasant Ridge is 31 minutes, which is about the national average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pleasant Ridge are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Pleasant Ridge has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pleasant Ridge is $90 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Verona: Insurance costs 0.06% more
- Madry: Insurance costs 1.42% more
- Sage Hill: Insurance costs 0.57% more
- Monett: Insurance costs 0.46% more
- Aurora: Insurance costs 1.25% more
- Leann: Insurance costs 1.02% more
- Purdy: Insurance costs 0.68% less
- Scholten: Insurance costs 0.97% more
- Bonham: Insurance costs 0.68% less
- Freistatt: Insurance costs 0.85% less
Cities with Similar Populations
- Weber: Insurance costs 1.48% less
- Carrollton: Insurance costs 6.88% less
- Catawba: Insurance costs 32.76% less
- Cecilton: Insurance costs 2.10% more
- Cedar Glen: Insurance costs 20.08% more
- Cedarville: Insurance costs 24.29% less
- Central Bridge: Insurance costs 21.79% more
- Chandlerville: Insurance costs 18.15% less
- Chapin: Insurance costs 17.92% less
- Charleston: Insurance costs 47.33% less