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Get Cheap Car Insurance in Pleasant Site, AL

We monitor insurance prices, helping the average driver in Pleasant Site save up to 30.9% on car insurance.

 

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The Cheapest Minimum Coverage in Pleasant Site

The chart below shows the cheapest car insurance company in Pleasant Site for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.

 
Pleasant Site Insurer Monthly Cost
Travelers $69
Gainsco $72
State Farm $76
Safe Auto $77

Savings for Every Kind of Pleasant Site Driver

The table shows how much the average auto insurance customer in Pleasant Site might save by following our recommendations.

Based on our extensive insurance data, we know the average Pleasant Site driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $386 per year by choosing the right vehicle insurance company. Some Pleasant Site residents are paying out over $1,560 extra every year for auto insurance in Pleasant Site. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Pleasant Site Car Insurance vs. Alabama

People living in Pleasant Site pay an average of 2.65% less than the typical driver in the state. The average driver in Pleasant Site can expect to pay about $1,030 per year, or $1,560 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Pleasant Site for most people.

Car Insurance Prices by Pleasant Site Neighborhood

Pleasant Site, AL map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Pleasant Site?

The map shows insurance prices in and around Pleasant Site, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $45 per year within the city boundaries, with insurance premiums ranging from a high of $1,570 to a low of $1,525. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Pleasant Site.

Pick the Best Car Insurance Company for You in Pleasant Site

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Pleasant Site insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Pleasant Site

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $386 over the average Pleasant Site car insurance company.

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We use the average good driver, paying $98 per month, as our baseline for pricing in Pleasant Site. Travelers, Safe Auto, and MetLife are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Pleasant Site drivers with accidents on their records

In Pleasant Site getting into an accident will raise premiums an average 36% for a yearly cost of $2,442. That's $882 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Safe Auto are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $526 over the competition.

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The best car insurance company for Pleasant Site drivers with speeding tickets

>Safe Auto gave the average person with a speeding ticket the most savings, averaging $493 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Pleasant Site, tickets raise premiums on new quotes about $698. If you have a speeding ticket, we recommend State Farm, Travelers, and Safe Auto for savings that beat the average insurance cost of $2,258 per year.

The best auto insurance for Pleasant Site drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,650 per year in auto insurance premiums, which was $1,089 more than a driver with no major issues. Allstate, Travelers, and Dairyland penalized their customers the least for a DUI.

Getting a quote from Allstate may cost the average person with a DUI about $559 less each year.

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The least expensive car insurance company for new and young drivers in Pleasant Site

In Pleasant Site, Travelers costs young drivers $1,213 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Pleasant Site. With an average cost of $5,320 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Pleasant Site

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $150. State Farm, Progressive, and Allstate provided the largest discounts to couples living in Pleasant Site.

State Farm gave the largest car insurance discounts to married couples, averaging $67 saved each year compared to an average Pleasant Site couple's premiums.

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The cheapest car insurance in Pleasant Site for drivers with bad credit

People with poor credit saved an average of $330 with Travelers.

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Many people are surprised that their poor credit score can cost them an average of $840 every year. Premiums for people with poor credit were about $2,401 in Pleasant Site. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Allstate, Travelers, and Gainsco.

The best Pleasant Site car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Pleasant Site, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Pleasant Site.

Nationwide was the best company for customer service in Pleasant Site according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Pleasant Site, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Pleasant Site. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Pleasant Site

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 5.9% of Pleasant Site residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Pleasant Site driver can expect to pay about $101 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pleasant Site, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.
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Auto Insurance Prices in and Around Pleasant Site

What Influences the Cost of Car Insurance in Pleasant Site?

On average, car insurance in Pleasant Site is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Pleasant Site is 26 minutes, which is far less than average for a driver in the state.
  • Alabama state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Pleasant Site are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
  • Pleasant Site is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Pleasant Site is $86 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Pleasant Site driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Pleasant Site with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.