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Get Cheap Car Insurance in Plum Branch, SC
We monitor insurance prices, helping the average driver in Plum Branch save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Plum Branch
The chart below shows the cheapest car insurance company in Plum Branch for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Plum Branch Insurer | Monthly Cost |
|---|---|
| Geico | $60 |
| State Farm | $68 |
| Auto-Owners Insurance | $68 |
| Safeco Insurance | $75 |
Savings for Every Kind of Plum Branch Driver
Based on our extensive insurance data, we know the average Plum Branch driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $373 per year by choosing the right vehicle insurance company. Some Plum Branch residents are paying out over $1,704 extra every year for auto insurance in Plum Branch. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plum Branch, SC Savings / Yr. |
|---|---|
$373 |
|
$671 |
|
$567 |
|
$705 |
|
$1,380 |
|
$316 |
|
$410 |
Plum Branch Car Insurance vs. South Carolina
People living in Plum Branch pay an average of 4.61% more than the typical driver in the state. The average driver in Plum Branch can expect to pay about $1,002 per year, or $1,704 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Plum Branch for most people.
Car Insurance Prices by Plum Branch Neighborhood
Insurance Prices
Where is insurance cheapest within Plum Branch?
The map shows insurance prices in and around Plum Branch, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $168 per year within the city boundaries, with insurance premiums ranging from a high of $1,784 to a low of $1,616. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Plum Branch.Pick the Best Car Insurance Company for You in Plum Branch
The best car insurance provider for most drivers in Plum Branch
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $373 over the average Plum Branch car insurance company.
The best car insurance provider for Plum Branch drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $671 over the competition.
The best car insurance company for Plum Branch drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $567 better than other car insurance companies.
The best auto insurance for Plum Branch drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $705 less each year.
The least expensive car insurance company for new and young drivers in Plum Branch
In Plum Branch, Geico costs young drivers $1,380 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plum Branch
Geico gave the largest car insurance discounts to married couples, averaging $316 saved each year compared to an average Plum Branch couple's premiums.
The cheapest car insurance in Plum Branch for drivers with bad credit
The best Plum Branch car insurance company for customer service
Nationwide was the best company for customer service in Plum Branch according to the NAIC.
Recent price drops
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The cheapest large national provider in Plum Branch
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Plum Branch driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plum Branch, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Plum Branch
What Influences the Cost of Car Insurance in Plum Branch?
On average, car insurance in Plum Branch is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Plum Branch is 36 minutes, which is about the national average for a driver in the state.
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plum Branch are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Plum Branch is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Plum Branch is $84 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Parksville: Insurance costs 4.69% less
- McCormick: Insurance costs 2.99% less
- Maxim: Insurance costs 2.99% more
- Double Branches: Insurance costs 2.52% more
- Modoc: Insurance costs 5.40% less
- Troy: Insurance costs 5.40% less
- New Hope: Insurance costs 2.52% more
- Lincolnton: Insurance costs 3.70% more
- Leathersville: Insurance costs 2.64% more
- Willington: Insurance costs 8.69% less
Cities with Similar Populations
- Whites Gap: Insurance costs 9.86% less
- Bee Branch: Insurance costs 1.94% less
- Bladensburg: Insurance costs 35.04% less
- Blandinsville: Insurance costs 16.26% less
- Brownlow: Insurance costs 10.80% less
- Brownville: Insurance costs 20.60% more
- Clarkson: Insurance costs 17.55% less
- Vulcan: Insurance costs 64.55% more
- Weogufka: Insurance costs 9.10% less
- Amherstdale: Insurance costs 4.23% less