Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Plum Point, VA
We monitor insurance prices, helping the average driver in Plum Point save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Plum Point
The chart below shows the cheapest car insurance company in Plum Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Plum Point Insurer | Monthly Cost |
|---|---|
| Metromile | $44 |
| Geico | $50 |
| Farm Bureau | $52 |
| Safeco Insurance | $55 |
Savings for Every Kind of Plum Point Driver
Based on our extensive insurance data, we know the average Plum Point driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $459 per year by choosing the right vehicle insurance company. Some Plum Point residents are paying out over $1,217 extra every year for auto insurance in Plum Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plum Point, VA Savings / Yr. |
|---|---|
$459 |
|
$783 |
|
$670 |
|
$655 |
|
$1,072 |
|
$245 |
|
$442 |
Plum Point Car Insurance vs. Virginia
People living in Plum Point pay an average of 0.15% more than the typical driver in the state. The average driver in Plum Point can expect to pay about $842 per year, or $1,217 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Plum Point for most people.
Car Insurance Prices by Plum Point Neighborhood
Insurance Prices
Where is insurance cheapest within Plum Point?
The map shows insurance prices in and around Plum Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $25 per year within the city boundaries, with insurance premiums ranging from a high of $1,222 to a low of $1,197. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Plum Point.Pick the Best Car Insurance Company for You in Plum Point
The best car insurance provider for most drivers in Plum Point
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $459 over the average Plum Point car insurance company.
The best car insurance provider for Plum Point drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $783 over the competition.
The best car insurance company for Plum Point drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $670 better than other car insurance companies.
The best auto insurance for Plum Point drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $655 less each year.
The least expensive car insurance company for new and young drivers in Plum Point
In Plum Point, Erie Insurance costs young drivers $1,072 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plum Point
Farm Bureau gave the largest car insurance discounts to married couples, averaging $245 saved each year compared to an average Plum Point couple's premiums.
The cheapest car insurance in Plum Point for drivers with bad credit
The best Plum Point car insurance company for customer service
Nationwide was the best company for customer service in Plum Point according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Plum Point, which was better than other insurers.
The cheapest large national provider in Plum Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Plum Point driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plum Point, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Plum Point
What Influences the Cost of Car Insurance in Plum Point?
On average, car insurance in Plum Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Plum Point is 42 minutes, which is a little more than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plum Point are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Plum Point is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Plum Point is $70 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Barhamsville: Insurance costs 0.16% less
- Snow Hill: Insurance costs 1.81% less
- West Point: Insurance costs the same
- Mattaponi: Insurance costs 1.73% less
- Plain View: Insurance costs 2.30% less
- Shacklefords: Insurance costs 2.14% less
- Port Richmond: Insurance costs 0.99% less
- Toano: Insurance costs 2.47% less
- Hockley: Insurance costs 0.33% less
- Lanexa: Insurance costs 1.73% less
Cities with Similar Populations
- West Baldwin: Insurance costs 19.80% less
- Bowlegs: Insurance costs 41.08% more
- Brant: Insurance costs 132.87% more
- Cheyenne Wells: Insurance costs 59.00% more
- Cleveland: Insurance costs 28.76% more
- Columbia Cross Roads: Insurance costs 10.44% more
- Vaughn: Insurance costs 42.97% more
- Wall Lake: Insurance costs 5.26% more
- Walton: Insurance costs 26.46% more
- Arabi: Insurance costs 37.14% more