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Get Cheap Car Insurance in Point Blue, LA
We monitor insurance prices, helping the average driver in Point Blue save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Point Blue
The chart below shows the cheapest car insurance company in Point Blue for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Point Blue Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $110 |
| State Farm | $129 |
| Safeco Insurance | $131 |
| Clearcover | $145 |
Savings for Every Kind of Point Blue Driver
Based on our extensive insurance data, we know the average Point Blue driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $841 per year by choosing the right vehicle insurance company. Some Point Blue residents are paying out over $3,025 extra every year for auto insurance in Point Blue. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Point Blue, LA Savings / Yr. |
|---|---|
$841 |
|
$1,476 |
|
$1,050 |
|
$1,584 |
|
$2,513 |
|
$780 |
|
$1,341 |
Point Blue Car Insurance vs. Louisiana
People living in Point Blue pay an average of 0.39% more than the typical driver in the state. The average driver in Point Blue can expect to pay about $1,913 per year, or $3,025 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Point Blue for most people.
Car Insurance Prices by Point Blue Neighborhood
Insurance Prices
Where is insurance cheapest within Point Blue?
The map shows insurance prices in and around Point Blue, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $106 per year within the city boundaries, with insurance premiums ranging from a high of $3,063 to a low of $2,957. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Point Blue.Pick the Best Car Insurance Company for You in Point Blue
The best car insurance provider for most drivers in Point Blue
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $841 over the average Point Blue car insurance company.
The best car insurance provider for Point Blue drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,476 over the competition.
The best car insurance company for Point Blue drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,050 better than other car insurance companies.
The best auto insurance for Point Blue drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,584 less each year.
The least expensive car insurance company for new and young drivers in Point Blue
In Point Blue, Farm Bureau costs young drivers $2,513 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Point Blue
Farm Bureau gave the largest car insurance discounts to married couples, averaging $780 saved each year compared to an average Point Blue couple's premiums.
The cheapest car insurance in Point Blue for drivers with bad credit
The best Point Blue car insurance company for customer service
Nationwide was the best company for customer service in Point Blue according to the NAIC.
Recent price drops
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The cheapest large national provider in Point Blue
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Point Blue driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Point Blue, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Point Blue
What Influences the Cost of Car Insurance in Point Blue?
On average, car insurance in Point Blue is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Point Blue are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Point Blue is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Point Blue is $159 per month for minimum coverage and $252 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Belair Cove: Insurance costs 0.63% more
- Ville Platte: Insurance costs 2.35% more
- Chataignier: Insurance costs 1.29% more
- Vidrine: Insurance costs 2.91% less
- Tate Cove: Insurance costs 0.79% more
- Prairie Ronde: Insurance costs 1.98% more
- Mamou: Insurance costs 0.60% more
- Gray Point: Insurance costs 3.60% less
- Swords: Insurance costs 1.62% more
- Reddell: Insurance costs 0.60% less
Cities with Similar Populations
- Wide Ruins: Insurance costs 41.75% less
- Blue Hill: Insurance costs 55.67% less
- Bogard: Insurance costs 41.19% less
- Bonner: Insurance costs 48.50% less
- Braithwaite: Insurance costs 9.39% more
- Brandywine: Insurance costs 51.34% less
- Breckenridge: Insurance costs 41.75% less
- Briarcliffe Acres: Insurance costs 48.07% less
- Briaroaks: Insurance costs 45.02% less
- Brick Church: Insurance costs 54.21% less